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Do i need to notify a credit card company when traveling.

If you have planned travel coming up, alerting your credit card issuers about your vacation plans can help to ensure that your charges aren't declined when you arrive. Here's how you can prepare yourself and your credit card for your next trip.

What is a credit card travel notice?

A travel notice is an alert to your credit card issuer that you'll be going on a trip to a different location. By giving this notice in advance, you're letting your credit card company know that you may be making charges from a different state or country.

Why should you notify your credit card company  of travel?

Credit card companies check cardholders' accounts for any unusual or suspicious activity when a transaction occurs. If your company sees a charge from a location away from home, your issuer may think this is suspicious activity and decline the charge. If you're visiting a country or location where fraudulent charges occur more often, the chances of your credit card getting declined are higher when you don't alert your credit card issuer about your travel.

Do you need to notify your credit card  company?

You're not required to notify your credit card company when you're going away on vacation, but it is highly recommended. By letting your credit card company know where you're going and for how long, your company will know that any card transactions from that location were likely authorized by you. Check with your credit card issuer to see if they have travel notification capabilities.

Traveling outside your city

If you're traveling to an area not far from home, it's unlikely that any credit card charges will be declined, so setting a travel notification may not be a necessity.

Traveling outside your state

As you travel further from home, the chance of charges being declined is higher. If you're visiting another state, you can notify your credit card company that you're going away to avoid any hassles as you travel.

Traveling outside your country

You should definitely consider filing a travel notice for every trip outside your country. If you don't file a travel alert with your card issuer, your credit card may get declined and you might need to contact your credit card company to approve your transactions. If you're in a different country you may have trouble with making an international call, an inconvenience that can prevent you from authorizing your charge and enjoying your trip.

Which credit cards require a travel notice?

Not all credit card companies recommend that you set a travel notice before you go away, including those with EMV chips that may provide added security when you travel. If your credit card doesn't have an EMV chip, you should contact your bank before you leave to make sure your trip goes smoothly.

Multiple credit cards

If you own multiple credit cards, you should set travel notifications for each of the cards you plan to use on vacation. Even if you plan to use one of the cards only in case of emergency, set a travel alert for it just in case.

Risks of not filing a credit card travel notice

If you don't give your credit card issuer a travel notice, the company won't know that you'll be making purchases in a new location. If the company starts to see charges on your credit card from a different state or country, it may flag these transactions as fraud. The credit card issuer may then put your account on hold and prevent you from making any purchases until you can authorize the charges.

Once a credit card is declined, the cardholder has to call the issuer or provide an app verification in order to prove that the purchase made was authorized. You may have difficulties contacting your bank for various reasons, such as if your vacation spot has bad cell service or if you didn't set up international calling for your phone plan. Notifying your credit card company before you leave on vacation will help you avoid this hassle.

How to notify your credit card company of travel

You can notify your credit card issuer about your vacation over the phone, online, through a mobile app or in person. You can also contact your credit card issuer to get a better understanding of how to set a travel notice.

Setting your travel notice online or through a mobile app

Setting your travel notification online or through an app can be easier than speaking with customer service, depending on your preferences. Log into your account on your credit card company's website or app and search for “travel notice" options. If you're unable to find where to set your travel notice, get in contact with your credit card issuer.

Setting your travel notice over the phone or in-person

To set a travel alert for your credit card over the phone, call the number on the back of your card to get in touch with your bank. The customer service line will either let you speak to a representative on the phone or work with an automated system. If you have any questions or concerns about your travel notice, calling your credit card company is a good method to set the notification.

If you want to set your travel notice in person, go to your nearest branch to meet with a representative. Meeting face-to-face gives you the chance to ask any questions you might have.

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How to Set Up A Travel Notification for 9 Major Credit Cards

• Updated May 18, 2023
• Posted in Travel Planning
• Tagged as Travel Hacks and Tips , Travel Planning

A travel notification can prevent credit cards from declining charges due to suspected fraudulent activity.

Being stranded in a foreign country without a credit card is a nightmare.

Do you agree?

Thankfully, this is avoidable.

We have compiled step-by-step instructions for how how set up travel notifications for major credit card carriers.

Due to evolving security features, some credit cards do not recommend or require travel notifications. I, however, still like to notify my credit card prior to a trip for peace of mind!

Setting Up A Travel Notification: A Step-by-Step Guide

American express.

American Express does not require or recommend you set a travel notification. They feel confident in their security measures because of the fraud detection practices implemented. Actually, there is not even an option online to create a travel notification.

American Express recommends that you keep your contact information updated in case they need to reach you during your travels.

Fun Fact : Amex credit cards are not as widely accepted globally. So if you are a frequent international traveler, it may be wise to look for a credit card with a Mastercard or Visa logo as they are more widely accepted among merchants across seas.

Bank Of America

Bank of America lets you set a travel notice online, through the mobile app, or by phone at  (800) 432-1000 . 

According to Bank of America, a travel notice can be set no more than 60 days prior to departure and last up to 90 days from the first day of your trip. You can only have one travel notice set at a time.

How To Set A BoA Travel Notification

Step 1: Log into your bankofamerica.com account.

Step 2: Hover over “Help & Support” tab.

Step 3: Click on “Set Travel Notice” in the drop-down menu.

Step 4: Complete the Travel Notification Form and submit!

As you complete the travel notification form, enter your destination(s), travel dates, contact number(s), and card(s) you’re taking with you.

Barclaycard

You can set a travel notice for Barclays credit cards online or by phone at 1-866-928-8598.

How To Set a Barclaycard Travel Notification

Step 1: log into your barclaycard account or on the mobile app, step 2: select the “tools” tab and click “my travel”, step 3: enter your travel dates and destinations.

If you choose to set a travel notification by phone, call the toll free number listed above. You will need to enter your card number and ask to speak with a representative regarding a travel notice.

Capital One

Surprise! Like American Express, there is no need to set a travel notice for Capital One credit cards. You still, however, have the option to set a travel notice.

If you log into your capitalone.com account and click “Set Travel Notification,” you will get this window:

To notify Chase of travel plans, you can do this through your online account, by calling the number on the back of your card, or through their mobile app.

According to Chase, a travel notice can be set up to 1 year prior to departure and last up to 1 year from the first day of your trip.

If you will be gone for longer than this period of time, you will just need to let Chase know at some point to extend the travel notice.

How to set a Chase travel notification

Step 1: Log into your Chase.com account.

Step 2: Click on the menu icon in the left hand corner.

Step 3: Click on “Profile & Settings” in the drop-down menu.

Step 4: Click on “Travel” (located under “more settings”)

Step 5: Click “Update” on the right side of the screen (Located next to the credit card section).

Step 6: Finally, you will be able to enter your travel information. Here you should enter your destination(s) and travel date(s). Click Save!

Already out of the country? No problem! You can call Chase collect at   1-302-594-8200   to alert the issuer of your travel plans.

Citibank also lets you easily set up a travel notice online.

How to set a Citibank travel notification

Step 1: Sign into your Citi.com account.

Step 2: Click on “Services” and then “Travel Services.”

Step 3: Select “Add a Travel Notice.”

Step 4: Enter your destination(s) and travel date(s).

Step 5: Verify the phone number and email address that Citi has on file to ensure they are up to date.

To set a travel notice for Discover, you can do this by logging into your online account or by calling Discover customer service at 1-800-347-2683. 

How to set a Discover travel notification

Online Instructions:

Step 1: Log into your discover.com account.

Step 2: select the card you will be taking with you on your trip., step 3: click on the “manage” tab at the top of your screen., step 4: click on “register travel” under the “manage cards” section., step 5: enter your destination(s) and travel date(s)..

F un Fact: Like Amex, Discover credit cards are not the best when traveling internationally because they are not as widely accepted.

Wells Fargo

If trying to notify Wells Fargo of your travel plans, you can do this online, through their mobile app, or by calling the number on the back of your card.

How to set a Wells Fargo travel notification

To do this online:

Step 1: Log into your wellsfargo.com bank account.

Step 2: hover over the “accounts” drop-down menu that is located at the top of the screen., step 3: click on “manage travel plans” (located under the “manage cards” section)., step 4: enter your destination(s) and travel date(s).

Unfortunately, U.S. Bank does not allow you to set up a travel notification through your online account. You will have to contact its customer service team directly.

Why is it Important to Set up a Travel Notification?

Avoid fraudulent activity.

When you travel, especially to a different country or region, your credit card transactions may appear suspicious to the card issuer. They might flag these transactions as potentially fraud and take measures to protect your account, such as freezing it temporarily. By setting up a travel notification, you inform your credit card company about your travel plans in advance, reducing the likelihood of your legitimate transactions being blocked.

Enhanced Security

Travel notifications act as an additional layer of security for your credit card. When you notify your credit card issuer about your travel plans, they can monitor your account more closely during that period. If they notice any unusual activity, they can reach out to you to verify its authenticity or take appropriate action to protect your account.

Convenience

Without a travel notification, your credit card company might see foreign transactions as suspicious and decline them. This can be inconvenient when you’re traveling and relying on your credit card for expenses. By notifying your credit card company in advance, you can ensure uninterrupted access to your funds and enjoy a hassle-free travel experience.

Preventing Account Lockouts

Some credit card issuers have strict security measures in place, and if they detect unusual activity, they may freeze your account for your protection. While this is done to prevent fraudulent charges, it can be frustrating and time-consuming to resolve the issue while you’re away. By setting up a travel notification, you reduce the chances of your account being locked due to your legitimate transactions.

Assistance in Emergencies

In case of an emergency, having a travel notification in place allows your credit card company to better assist you. If you encounter any issues with your card while traveling, such as loss, theft, or unauthorized transactions, notifying your credit card company beforehand ensures they can provide immediate support and guidance.

To enjoy a smooth and secure experience while using your credit cards during your travels, it’s highly recommended to set up travel notifications. The process is typically straightforward and can usually be done through your credit card company’s website, mobile app, or by calling their customer service.

We know the challenges with traveling and hope that this guide will answer any questions regarding travel notifications. Our goal is to make travel simple, easier, and more fun for you!

Until next time!

xxx Sara + Josh

Travel Notification FAQ’s

What are travel notifications, how do you tell your bank you're traveling chase, how do i notify bank of america that i am traveling, how do i set up a travel notice with citibank, need more travel tips.

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How to Set Up Credit Card Travel Notifications

Putting a travel notification on your credit card may prevent a major travel headache.

Set Up Credit Card Travel Notifications

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Travel notifications prevent a credit card issuer from flagging a purchase you make out of the country as fraudulent.

You might be ready for an upcoming trip, but is your credit card? Depending on your card issuer, you might need to set up a travel notification for your account.

Adding a card travel notification is easy. For most credit cards, you'll follow these steps:

• Call your credit card company, log in to its website or access its app.
• Share your travel dates and locations, if applicable.
• Submit and verify your travel notification.

This will help you avoid potential hassles and embarrassing situations when you're away.

What Are Travel Notifications?

A travel notification is essentially a setting you activate on your credit card account. "Basically, you're just telling the credit card issuer you're going to be using the card outside of the normal places you (use it). That way, they don't think someone stole your credit card," says Simon Zhen, research analyst at personal finance website MyBankTracker.com.

If you're on a road trip, you could make a card purchase in one town and then try to shop in another distant location but have your card rejected. Dan Hanks, senior vice president of credit card loyalty and servicing at PNC Bank, says if a transaction appears to be fraudulent, it may be declined, even if it is a legitimate purchase. Purchase location is just one factor credit card companies consider when flagging fraudulent transactions .

"If a customer suddenly starts using a card in a place they've never been, especially in another country, it doesn't mean we'll decline them, but it increases the chance we might stop the transaction if we think it's fraud," Hanks says.

Transactions may be marked as fraudulent and your card deactivated as a precaution, particularly if your issuer can't reach you to confirm them. If you only bring one credit card on your trip, you may have a major problem on your hands. Luckily, setting up a travel notification before you leave is an easy solution.

How to Set Up Travel Notifications

A travel notification usually requires you to provide your planned destinations and trip dates to your credit card issuer. With that information, the issuer has more knowledge to weed out fraudulent transactions from legitimate ones.

You usually have a few options to set up a travel notification. First, you can call the card issuer. "Look on the back of the card, and you can find the phone number to call. You just tell the customer service rep that you'll be traveling," Zhen says. If you prefer digital communication, you can typically set up a travel notification through the credit card company's website or app.

Each credit card company has its own travel notification policies. While many companies allow you to set up travel notifications, others may not need you to tell them about your travel plans. Below are the policies of major credit card issuers:

American Express does not request travel notifications, citing industry-leading fraud detection capabilities.

Bank of America allows you to create a travel notice up to 60 days before your trip, and it can last up to 90 days from the first day of your excursion. With one travel notice, you can set up multiple itineraries for various cards. You must provide Bank of America a contact number for when you're away from home. You can also supply details about where you'll be staying, any planned layovers and other information that may help the company monitor your account for fraud while you're traveling.

According to Barclays , a travel notification is not mandatory, but it could be wise to avoid declined purchases simply because you are traveling abroad or to a different part of the U.S. Contact the bank by phone, or access your account online or with the Barclays app to set up a notification. If you will be traveling for more than 365 days, connect with the bank by phone to set up a notification.

Capital One doesn't need notification of travel plans because of the added security of the bank's chip cards.

Chase lets you set up a travel notification up to a year before your trip. The notification can last up to 90 days. You can apply the notification to multiple cards simultaneously and list multiple destinations.

Citi permits you to add a travel notification up to 180 days before your journey and up to 89 days after your trip begins. You can set the notification for more than one card and report several destinations with one travel notification.

Discover advises setting up a notification before you embark on a trip abroad. Your travel start date can be up to 24 months in the future, and travel notifications can last up to 24 months.

PNC Bank suggests notifying it of the locations and dates of your planned travel to help eliminate phone calls to confirm your account activities. You can create travel notifications up to two years before you depart, and notifications can last up to 30 days. If your travel plans exceed 30 days, you can set up more than one travel alert.

USAA recommends a travel notification to reduce the chance of your card being blocked or flagged for unusual activity. You can set up a notification up to one year before your trip, and the notification will last up to one year from your departure. USAA does not request travel destinations.

U.S. Bank allows you to establish a travel notification for any trip within the next 90 days. Notifications can last up to 90 days. If your travel plans exceed 90 days, you can set up an additional notification at a later date.

Wells Fargo favors notification of when and where you plan to travel. Wells Fargo's travel notifications do not have any time-based restrictions, so you can set up your travel alert for as long as you'll be away and not have to set up subsequent ones.

Overall, setting up a travel notification doesn't have a downside for the customer, Hanks says. Making travel notifications easy to activate is in a credit card company's best interest. And notifications reduce the chance that a real transaction may be classified as fraudulent, which makes everyone happier.

Don't Forget About Debit Cards

"Some people set up a travel notification on a credit card but forget to set one up on their debit card," Zhen says.

While credit cards offer many protections that can be useful when traveling, especially abroad, some people may still plan to use their debit cards. If you do, make sure you set up a travel notification on your debit cards, too, so your purchases on those cards don't get flagged as fraudulent transactions when you're on your next trip.

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Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To)

When you’re planning for a trip, especially an international one, you already have a huge to-do list.

You need to confirm your hotel plans, pack, check-in for your flight, and plan your activities for once you land.

The last thing that you want to happen when you arrive is to have your credit card declined.

Card issuers are constantly watching for fraud and taking steps to block scammers from using your card without your permission.

One common tactic is watching for unexpected changes in the location where you use your card. If you travel somewhere and use your credit card, your card issuer could decline it because they think s fraudster stole your card info.

Is there anything that you should do or a way to tell your card issuer when you’re traveling to make sure they don’t block your credit card?

What Are Credit Card Travel Notifications?

You can give your card issuer a credit card travel notification to help avoid having your card declined.

You’re telling your card issuer that you have travel plans, so it knows not to decline your card during your trip.

For example, if you live in Colorado and plan to fly to England, you’ll contact your card issuer and tell them when you plan to leave and when you plan to return. If the card issuer sees charges from stores in England during your travel dates, it will know they’re legitimate.

Some card issuers let you provide travel notifications through your account portal on the issuer’s website.

Usually, you’ll find the option somewhere in your account settings or personal information page.

However, things have changed:

Many card issuers don’t request, require, or even accept travel notifications anymore.

They rely on other methods to anticipate upcoming travel plans.

Why You Might Not Need to Set Them Anymore

Card issuers use multiple strategies to figure out when your traveling, even without providing a notification.

You booked travel on the card

One way that card issuers can tell if you’re planning to travel is based on your shopping habits.

If you book tickets for a flight using your credit card, your card issuer already knows that you have travel plans.

This is also true if you use your credit card rewards points to book your trip.

Since your card issuer can tell that you have travel plans based on your purchases, you don’t need to tell them about your trip.

The location of your card activity

A more subtle way for the card issuers to figure out your travel plans is based on other purchases you make.

You buy something at the airport just before you leave, your card issuer can probably guess that you’re about to get on a flight.

If your shopping habits change to include shopping at stores that people frequently use to prep for a trip that can also tip off your card issuer.

You're a frequent traveler

Card issuers also use your long-term purchase and travel history.

As a frequent flier, your card issuers probably expect you to travel on a regular basis and won’t worry about charges popping up from around the globe.

Travel Alerts for Top U.S. Card Issuers

Here are how some of the top card issuers in the US let you set travel notifications.

American Express

American Express doesn’t require travel notifications.

You don’t have to contact the company before you travel, but if you want to, you can do so by calling the number on the back of your credit card.

Bank of America

Bank of American doesn’t require travel notifications.

The bank does offer a set of advice for people travelling internationally on its website.

If you want to notify Bank of America of your travel anyway, you can do so by calling the number on the back of your card.

Capital One

Capital One says that you do not need to inform the company of travel plans because it now issues chip-based credit cards.

If you still want to let the company know, you can call the number on the back of your card.

Chase accepts travel notifications from its cardholders through its website .

You can set the notification up to a year in advance, making it easy to set the notification when you book your flights.

To set your travel notification:

• Sign in to your account and open the menu on the left side of the screen.
• Open your profile and settings
• Select more settings, then travel
• Click update
• Provide information about your destination, departure date, and return date

You can also call the company to set up your travel alert.

Citi lets you set up travel notifications through your online portal . 

To set the alert:

• Visit the travel alert page
• Click Set Up/Manage and sign in to your account
• Select your card and click “add a travel notification”
• Tell Citi who will be using the card, where they’re going, and the dates of travel

You can also reach out to Citi by calling the number on the back of your card.

Discover does not require travel alerts from its customers, but you can always call the number on your card to let them know anyway.

Make Sure Your Contact Info is Up to Date

While it’s always important to make sure that your card issuer has your contact information, keeping your contact info up to date is doubly important when you’re traveling.

Your credit card issuer might not contact you frequently, but one of the times that they’ll want to reach out is when they’re trying to verify whether a purchase is legitimate or not.

If you’re traveling and your card is declined, you may receive a call from your card issuer asking you whether you tried to make the purchase.

If you say yes, they can unblock your card instantly -- letting you complete the transaction.

This can save a lot of time compared to you having to call the card issuer, navigate a phone tree, wait on hold, and explain that you were the one trying to make the purchase rather than a fraudster.

Taking a few minutes to update your contact info with all your card issuers before you travel can save you some headaches down the road.

It’s also a good way to make sure that your contact info is current so your card issuers can reach you, even when you aren’t traveling.

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The Travel Sisters

How to complete a bank of america travel notice online.

by The Travel Sisters | Mar 12, 2017 | Credit Cards | 1 comment

One of the things I do before I travel, is to let my banks that issued my credit or ATM cards know that I will be traveling abroad.  While you can call your bank, some banks make it easy to quickly notify them of your travel plans online. Fortunately, Bank of America has an online travel notification form which makes it really easy to let them know of your travel plans.

When Should You Notify Bank of America of Your Travel Plans?

According to BofA, a travel notice can be set no more than 60 days prior to departure and can last for up to 90 days from the first day of your trip. Also, you can only have one travel notice set at a time.

While I usually complete travel notifications only when traveling internationally, the form also allows you to notify Bank of America when traveling to another state in the US. If you will be charging a lot of things on your credit card, it does not hurt to take a minute to complete the form.

How to Set Up a Bank of America Travel Notification Online 

Log into your bankofamerica.com account and hover your mouse over “Help & Support” on the top right.

You will see a few options – click on “Set Travel Notice” and the Travel notification form will come up.

If you click on “Help & Support” you can reach the travel notification form either by clicking on “Set Travel Notice” under  “Common Topics” or by clicking under “Travel Information”:

Complete, the Travel Notice form. You can complete the form for either domestic travel or international travel. The form even has a box where you can provide details of your trip.

While some people don’t notify their banks before travel and they don’t have any issues, I always make sure to complete an online travel notification form online.  It only takes a minute and it is worth it to avoid getting your credit card declined in a foreign country.

Hello this Ysabel and Francisco Collado, we’re going to Europe and want to know we’re we can use atm in Rome to withdraws euro. Also let you guys know we’re goin away.

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How to Set a Travel Notice for Your Credit Cards

Susan Shain

Susan is a freelance writer who specializes in turning complex financial topics into engaging and accessible articles. She's been writing about personal finance for six years, and was previously the senior writer at The Penny Hoarder and a staff writer at Student Loan Hero. Her personal finance writing has also appeared in publications like MarketWatch and Lifehacker.

When I worked at a ski rental shop in Breckenridge, Colorado, I witnessed many international (and some out-of-state) customers’ credit cards get declined.

Not because their credit limits were too low or because they were purchasing too much — but because they failed to set up travel notifications with their card issuers.

So now, any time I travel to a foreign country, I always set up a travel notice on my credit card beforehand.

Since I travel with the Chase Sapphire Reserve® (Review), I create a Chase travel notice, but you can take this step with most major credit or debit cards. Here’s how.

What Is a Credit Card Travel Notice?

As a way to prevent fraud , your credit card issuer monitors your spending activity. If it notices a suspicious purchase — in an unusually large amount, or from a new location — it may decline the transaction. This could be more likely in countries where fraud is a bigger problem.

Which is why the answer to the question “Should I notify my credit card company when traveling?” is usually yes.

Although you can often get away with shopping in another state without triggering a red flag, international travel is another story. 

By notifying your credit card of your travel plans, you’ll reduce the chances of getting your transaction declined in the checkout line — which, trust me, is never fun — and having to call your card issuer to verify your purchases. It’s still possible to have your purchases declined after setting a travel notice, but it’s much less likely.

How to Set Up Travel Notices for 8 Major Credit Card Issuers

Ready to create your first travel alert? While you could call your card issuer, it’s easier to do it online.

Here’s how to set up travel notices with eight different credit card issuers.

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Chase travel notice

Because of the company’s abundant travel perks and partnership with the Visa network — which is widely accepted worldwide — Chase cards are a favorite among globetrotters.

You can create Chase travel notifications up to a year in advance for credit cards, and up to 14 days for debit cards. Your travel dates can span an entire year — if you’re away for longer, you’ll simply have to adjust your dates once you’re on the road. Chase will have your request on file within 24 hours from the time you submit.

To set up Chase travel notifications, you’ll need to log in to your account and click on the credit card you plan to use. Under the “Things you can do” dropdown menu on the right, you’ll see the “Travel notification” option. That will take you to your “Profile & Settings” page, where you’ll be able to create a travel alert.

Insider tip

Depending on the type of Chase account you have, the process may be slightly different for you. In any case, just look for your “Profile & Settings” page, and then look for a button to set a travel notice.

Alternatively, if you’re already outside the country, you can call Chase collect at 1-302-594-8200 to alert the issuer of your travel plans.

Setting up a travel notice with the Chase bank app

After logging in to the Chase mobile app, tap the profile icon (this should appear as the outline of a person) and select “My settings.” Choose “Travel” within the settings menu and tap “Update” near any credit or debit card products you’ll be taking.

This will allow you to enter the details for your upcoming trip, which can be edited at a later time. Saving this information will successfully set up a travel notice.

Our favorite Chase travel card: While many Chase credit cards are adventure-ready, we’d recommend the Chase Sapphire Preferred® Card for new travelers. Not only does it earn 2X Chase Ultimate Rewards points per dollar on travel, but you’ll also get a great introductory bonus: 60,000 bonus points after spending $4,000 on purchases in the first 3 months. You’ll also earn 5X Ultimate Rewards points per dollar on Lyft rides and travel purchased through Chase Ultimate Rewards. You can transfer the points you earn to a variety of airline and hotel loyalty programs. The Sapphire Preferred has a $95 annual fee.

American Express travel notice

Surprise! You actually can’t create an Amex travel notice.

On its site, the issuer says it uses “industry-leading fraud detection capabilities” that help it recognize when you’re on the road, thereby eliminating the need to create an American Express travel notification.

The issuer does recommend you update your contact information, so it can reach you in case of any complications, and download the Amex app, so you can manage your account on the go.

Note that Amex credit cards aren’t as widely accepted across the globe. If you’re a frequent international traveler, we’d recommend looking for a card with a Visa or Mastercard logo instead because they’re accepted by most merchants.

Our favorite American Express travel card: For its $695 Rates & Fees annual fee, The Platinum Card® from American Express offers a slew of travel perks. They include extensive airport lounge access; 5X Membership Rewards points per dollar on eligible flights and hotels (starting 1/1/21, on up to $500,000 spent per calendar year); and up to $200 in Uber credits per year. Its introductory bonus is Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu..

Capital One travel notice

As with Amex, there’s no need to set a travel notice for Capital One credit cards.

If you log in and click “Set Travel Notification,” you’ll be greeted by this window:

The issuer, long popular with international travelers for its lack of foreign transaction fees, says: “With the added security of your Capital One chip card, travel notifications are no longer needed on your credit card.”

It notes Capital One will cover you with its $0 fraud liability policy, and will also be on the lookout for any suspicious activity.

Our favorite Capital One travel card: The Capital One Venture Rewards Credit Card is a fantastic, easy-to-use travel rewards card, offering 2X Venture miles per dollar on everything. The introductory bonus is 60,000 bonus miles for spending $3,000 in the first 3 months. It comes with a $95 annual fee.

Bank of America travel notice

Ready to travel with your Bank of America card? Log in to your account, and in the menu at the top right, you’ll see “Help & Support.”

Hover over those words, and a drop-down menu will appear. Click on “Set Travel Notice” — and voila! You’ll be able to add your travel dates and destinations, as well as extra details about your trip, like any planned layovers.

Setting a travel notice with Bank of America.

Bank of America cards allow you to set travel notices up to 60 days in advance, and they can last for up to 90 days. If you’ll be traveling longer than that you’ll need to adjust your travel notice later on.

Our favorite Bank of America travel credit card: If you don’t want to pay an annual fee, the Bank of America® Travel Rewards Credit Card might work for you. You’ll earn 3X points per dollar at the Bank of America travel center and 1.5X points on everything else. After you make $1,000 in purchases in the first 90 days, you’ll earn 25,000 points — enough for a $250 statement credit toward travel purchases.

Citi travel notice

If you have a Citi credit card, the first step is to log in to your account.

Then you should hover over the “Services” button in the menu, and then select “Travel Services.” Next you can select “Manage Travel Notices,” before selecting the card for which you want to set a notice. Unlike some other issuers, you’ll need to set a separate notice for each card you plan to travel with.

Citi advises making sure your contact information is up to date before traveling, and also to download the Citi Mobile App to more easily monitor your account.

Here’s what setting a Citi travel notice looks like:

Setting a travel notice with Citi.

Then, once you fill out your destination and dates and verify your info, you’ll be good to go!

Our favorite Citi travel credit card: The offers a generous 3X ThankYou points per dollar on air travel and at gas stations, restaurants, supermarkets, and hotels. You can earn None. There’s a None annual fee to pay for this card.

Discover travel notice

Although Discover credit cards aren’t the best for traveling internationally, as they aren’t accepted as widely as Visa or Mastercard, you should still set up a travel notice if you bring your Discover card overseas.

You can do this from your online account by selecting “Manage” at the top of your screen, then clicking “Manage Cards” and then “Register Travel.”

Setting a travel notice with Discover.

Our favorite Discover travel card: For a card with no annual fee, the Discover it® Miles isn’t a bad choice. You’ll get 1.5X miles per dollar spent on everything, with double your miles at the end of your first cardholder year.

PNC travel notice

If you have a PNC credit or debit card, the bank recommends you set up a travel notice, explaining: “You typically use your card at local merchants and online, but suddenly you’re buying tapas in Madrid or sushi in Tokyo. This unexpected activity is what triggers the alert. Although less likely, this kind of predicament also can happen when traveling domestically.”

To notify PNC, you can either call the financial institution at 1-888-PNC-BANK or set up an alert online. After logging in to your account, you’ll select: “Customer Service” –> “Account Services” –> “Debit/ATM Card Services” –> “Edit/View Preferences.”

Then, in the bottom right corner of your screen, you’ll see an option to “Notify PNC of Foreign Travel.” After filling it out with your dates, destinations, and phone number, you’ll be ready to go.

Recommended PNC travel credit card: Like the BofA card, the PNC Premier Traveler® Visa Signature® isn’t the best option out there — but it’s fine for PNC loyalists. It offers a 30,000-mile introductory bonus when you spend $3,000 in the first three billing cycles, and 2X miles per dollar spent on everything. Its $85 annual fee is waived the first year.

Wells Fargo travel notice

If you’d like to tell Wells Fargo of your travel plans, you can either call the number on the back of your card, use the bank’s mobile app, or log in to your online account.

If you choose the latter method, you’ll hover over the “Accounts” dropdown menu, then click on “Manage Cards” –> “Manage Travel Plans.” As with the other issuers, you’ll enter your dates and destinations before submitting.

Recommended Wells Fargo travel credit card:  There aren’t any Wells Fargo travel cards at the moment.

If you’d prefer a Visa card from Wells Fargo for traveling, consider the Wells Fargo Active Cash℠ Card . It offers 2% cash back on everything you buy, with a solid introductory bonus, but it also has a foreign transaction fee.

4 Things to Consider When Choosing a Travel Credit Card

If you’re looking for another piece of plastic to add to your wallet, here are four things to consider when choosing the best travel rewards credit card:

• Foreign transaction fees:  Some credit cards charge a 3% fee for making purchases in a foreign currency. If you plan to travel abroad, make sure your chosen card has no foreign transaction fees.
• Annual fees:  Many of the top-tier travel rewards credit cards have hefty annual fees. But before getting scared off, see if the card offers any credits or benifits that offset it. For example, while the Chase Sapphire Reserve® has a $550 annual fee, it also offers a $300 annual travel credit that applies toward flights, car rentals, and even Lyft rides.
• Rewards and perks:  One of the most compelling reasons to get a travel credit card is the opportunity to earn points and miles that you can exchange for free travel. So take a look at your potential card’s introductory bonus and earning ability. You should also read the fine print to learn all about its travel perks, which might include airport lounge access or travel insurance.
• Loyalty programs: The majority of hotel chains and airlines have co-branded cards that earn additional rewards when you spend money with them. So if you are loyal to a particular brand, it’s wise to consider the co-branded options. For hotel cards, examples include the IHG® Rewards Club Premier Credit Card, Marriott Bonvoy Boundless™ Credit Card, and The World of Hyatt Credit Card. For airline cards, you can choose from options like the United℠ Explorer Card or Southwest Rapid Rewards® Plus Credit Card.

Whichever card you choose, be sure to set a travel notice before you board your next train or cruise or flight — and then enjoy your vacation free of worries!

You don’t have to stick to “travel credit cards” just because you want to, you know, travel with your credit card. As long as you set up a travel notification when you go, you can use any card you’d like. So, in case they’re a better fit, here are links to the best cash back, balance transfer, and 0% intro APR credit cards.

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Update April 12, 2024

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Privacy Overview

Do you need to set up travel alerts on your credit cards?

Whether you have two or 22 travel rewards credit cards in your wallet, chances are you enjoy hitting the road. Unfortunately, it can be extremely frustrating when your card gets flagged while traveling, and you're suddenly unable to use it. While it's great when an issuer correctly flags unauthorized account activity as fraudulent, the opposite is true when the issuer inadvertently prevents you from swiping a card.

Thankfully, most major issuers no longer require users to set travel alerts ahead of time.

In this guide, we'll walk through the details for different cards so you know what to expect before your trip.

What is a travel alert?

Before diving into issuer-specific guidelines, let's start with a quick overview of what a travel alert is and why this is important.

Most of today's credit cards have mechanisms to prevent fraud and abuse. When an issuer notices unusual account activity, it may flag it as potentially fraudulent. This happened to me when an unauthorized individual called Chase and inputted the full 16-digit account number of my Chase Freedom Unlimited. I immediately requested a new card, preventing the thief from actually using the compromised card number — a minor inconvenience but not a significant hassle.

However, this protection can also kick in if you try to use a card abroad or in an area of the U.S. that's far from your primary residence. Suppose you've spent months (or even years) swiping a card solely within a specific area and then you suddenly try to use it in another state or country. In that case, this activity might get flagged — and it could be a substantial roadblock to continuing your trip. If you haven't set up your cellphone to work abroad — or if you're in an area with limited service — there may be no quick way to let the issuer know that the purchase is (in fact) valid and authorized.

If you notify the issuer ahead of time, a sudden charge in another part of the country or the world (one that you specifically said you'd be visiting during the given time period) won't be flagged. This allows you to continue swiping your card and — most importantly — keep enjoying your trip.

So, how exactly do you do this? As noted above, many major credit card issuers no longer require proactive travel alerts ahead of time — but let's go through some of the largest ones.

Related: Best credit cards with no foreign transaction fees

How to set American Express travel alerts

Amex doesn't require you to set up travel alerts. In fact, if you log in to your account at AmericanExpress.com, you won't even see this as an option. Here's the rationale, per the issuer's FAQ page on the topic:

We use industry-leading fraud detection capabilities that help us recognize when our card members are traveling, so you don't need to notify us before you travel.

It does suggest that you keep updated contact information on your account and download the Amex app before your trip. However, you shouldn't have any trouble using your cards when traveling.

Applicable cards include: American Express® Gold Card , The Platinum Card® from American Express , Marriott Bonvoy Brilliant® American Express® Card , The Business Platinum® Card from American Express .

How to set Bank of America travel alerts

Like Amex, Bank of America no longer requires travel alerts ahead of time. If you search in the Help & Support center, you'll see the following message:

You no longer need to let us know when you travel. We monitor your accounts and will send automatic alerts if we detect suspicious activity. Should you need us while traveling, call the number on the back of your card anytime.

TIP: It's important that your email address and mobile phone number are up to date on your account profile, so we can notify you quickly about unusual activity.

Note that this applies to both credit and debit cards associated with your Bank of America login, which can be nice if you're planning to withdraw money from an ATM using your debit card.

Applicable cards include : Alaska Airlines Visa Signature® credit card , Bank of America® Premium Rewards® credit card .

How to set Capital One travel alerts

Capital One uses the same approach as American Express — you don't need to set these up in advance. When you log in to your Capital One account and click on the "I Want To…" button, you'll see what appears to be an option to set a travel notification. However, when you click on it, you'll receive the following message:

With the added security of your Capital One chip card, travel notifications are no longer needed on your credit card. That's right! You don't have to tell us when and where you're traveling, inside or outside the United States. Your credit card is 100% covered for fraud while you're traveling and we will alert you if we see anything suspicious.

You're covered by $0 Fraud Liability on unauthorized charges. Remember that none of Capital One's credit cards impose foreign transaction fees for purchases made abroad.

Applicable cards: Capital One Venture X Rewards Credit Card (see rates and fees ), Capital One Venture Rewards Credit Card (see rates and fees ), Capital One SavorOne Cash Rewards Credit Card (see rates and fees ), Capital One Spark Miles for Business (see rates and fees ).

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

How to set Chase travel alerts

Chase offers a wide variety of valuable credit cards, including many that you may want to use when traveling. Like previous issuers on the list, you no longer need to proactively set up travel notifications ahead of your trip. When you log in to your Chase account, you'll still see the "Travel notification" option under account services, but here's the message you'll find there:

We've got you covered! With our enhanced security measures:

• You don't need to set up travel notifications anymore.
• We'll send you fraud alerts if we see any possible identity theft.
• We'll alert you if we notice any suspicious behavior on your account.

Applicable cards include: Chase Sapphire Reserve® , Chase Sapphire Preferred Card® , World of Hyatt Credit Card , United℠ Explorer Card , Aeroplan Credit Card® , Ink Business Preferred® Credit Card .

How to set Citi travel alerts

Unlike previous issuers, Citi still allows you to set up travel notifications on your credit cards. Here's how to do so:

• Log in to your account at citi.com
• Hover over "Services" at the top, then click on "Travel Services"
• Click on "Add a Travel Notice"
• Select the applicable cardholders, enter your dates, then click "Next"
• Review the details, then click "Confirm"

Note that you don't even need to select the individual destination (or destinations) you're visiting. The only required pieces of information are the cardholders who'll be on the trip (including authorized users ) and the dates of the trip.

Applicable cards include: Citi Premier® Card (see rates and fees ), Citi Rewards+® Card (see rates and fees ), Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees ).

What if a travel alert doesn't work?

Unfortunately, even the advanced technology credit card issuers use nowadays isn't guaranteed. There may be certain instances where a legitimate transaction is flagged as potentially fraudulent, especially when traveling. Alternatively, an issuer may require an extra verification step before approving a purchase instead of being declined immediately. This especially applies to many online transactions thanks to 3D card security measures .

This is one reason why it's critical to have updated contact information on file with your card issuers and a working mobile phone when you're outside the country. This ensures that you can complete any verification requests in a timely fashion.

It's also critical to always have at least one backup credit card in your wallet when traveling (or load alternate options into your mobile wallet ). Ideally, this card would be from a different card issuer and work with a different payment network, which minimizes the chance that neither card will work.

Related: Best travel credit cards

Bottom line

From full flights to weather delays to traffic, travel can be stressful — and that's without any financial issues. Fortunately, most major credit card issuers no longer require advance travel notices on your accounts. However, you should still carry at least one backup payment method in case your primary card is declined. It's also critical to have a working phone number to receive email or text notifications when things go wrong.

If you want to maintain your ability to swipe your favorite travel rewards credit cards on your next trip, follow these instructions before you depart.

April 22, 2024

Making history: brightline west breaks ground on america’s first high-speed rail project connecting las vegas to southern california  , officials hammer the first spike commemorating the groundbreaking for brightline west.

LAS VEGAS (April 22, 2024)  – Today, Brightline West officially broke ground on the nation's first true high-speed rail system which will connect Las Vegas to Southern California. The 218-mile system will be constructed in the middle of the I-15 and is based on Brightline’s vision to connect city pairs that are too short to fly and too far to drive. Hailed as the greenest form of transportation in the world, Brightline West will run zero emission, fully electric trains capable of speeds of 200 miles per hour. Brightline West is a watershed project for high-speed rail in America and will establish the foundation for the creation of a new industry and supply chain. The project was recently awarded $3 billion in funding from President Biden’s Bipartisan Infrastructure Bill. The rest of the project will be privately funded and has received a total allocation of $3.5 billion in private activity bonds from USDOT.

The groundbreaking included remarks from U.S. Transportation Secretary Pete Buttigieg, Brightline Founder Wes Edens, Nevada Gov. Joe Lombardo, Sen. Catherine Cortez Masto, Sen. Jacky Rosen, Senior Advisor to President Biden Steve Benjamin and Vince Saavedra of the Southern Nevada Building Trades. In addition, Nevada Reps. Dina Titus, Susie Lee and Steve Horsford and California Reps. Pete Aguilar and Norma Torres made remarks and joined the celebration. More than 600 people, including union representatives, project supporters and other state and local officials from California and Nevada, attended the event.

“People have been dreaming of high-speed rail in America for decades – and now, with billions of dollars of support made possible by President Biden’s historic infrastructure law, it’s finally happening,” said Secretary Buttigieg. “Partnering with state leaders and Brightline West, we’re writing a new chapter in our country’s transportation story that includes thousands of union jobs, new connections to better economic opportunity, less congestion on the roads, and less pollution in the air.”

“This is a historic project and a proud moment where we break ground on America’s first high-speed rail system and lay the foundation for a new industry,” said Wes Edens, Brightline founder. “Today is long overdue, but the blueprint we’ve created with Brightline will allow us to repeat this model in other city pairs around the country.”

CONSTRUCTION OF BRIGHTLINE WEST

Brightline West's rail system will span 218 miles and reach speeds of 200 mph. The route, which has full environmental clearance, will run within the median of the I-15 highway with zero grade crossings. The system will have stops in Las Vegas, Nev., as well as Victor Valley, Hesperia and Rancho Cucamonga, Calif.

The privately led infrastructure project is one of the largest in the nation and will be constructed and operated by union labor. It will use 700,000 concrete rail ties, 2.2 million tons of ballast, and 63,000 tons of 100% American steel rail during construction. Upon completion, it will include 322 miles of overhead lines to power the trains and will include 3.4 million square feet of retaining walls. The project covers more than 160 structures including viaducts and bridges. Brightline West will be fully Buy America Compliant.

STATIONS AND FACILITIES

Brightline West will connect Southern California and Las Vegas in two hours or almost half the time as driving. The Las Vegas Station will be located near the iconic Las Vegas Strip, on a 110-acre property north of Blue Diamond Road between I-15 and Las Vegas Boulevard. The site provides convenient access to the Harry Reid International Airport, the Las Vegas Convention Center and the Raiders’ Allegiant Stadium. The station is approximately 80,000 square feet plus parking.

The Victor Valley Station in Apple Valley will be located on a 300-acre parcel southeast of Dale Evans Parkway and the I-15 interchange. The station is intended to offer a future connection to the High Desert Corridor and California High Speed Rail. The Victor Valley Station is approximately 20,000 square feet plus parking.

The Rancho Cucamonga Station will be located on a 5-acre property at the northwest corner of Milliken Avenue and Azusa Court near Ontario International Airport. The station will be co-located with existing multi-modal transportation options including California Metrolink, for seamless connectivity to Downtown Los Angeles and other locations in Los Angeles, Orange, San Bernardino and Riverside Counties. The Rancho Cucamonga Station is approximately 80,000 square feet plus parking.

The Hesperia Station will be located within the I-15 median at the I-15/Joshua Street interchange and will function primarily as a local rail service for residents in the High Desert on select southbound morning and northbound evening weekday trains.

The Vehicle Maintenance Facility (VMF) is a 200,000-square-foot building located on 238 acres in Sloan, Nev., and will be the base for daily maintenance and staging of trains. This site will also serve as one of two hubs for the maintenance of way operations and the operations control center. More than 100 permanent employees will report on a daily basis once operations begin and will serve as train crews, corridor maintenance crews, or operations control center teammates. A second maintenance of way facility will be located adjacent to the Apple Valley station.

The Las Vegas and Southern California travel market is one of the nation’s most attractive corridors with over 50 million trips between the region each year. Additionally, Las Vegas continues to attract visitors from around the world, with 4.7 million international travelers flying into the destination. The city dubs itself on being the world’s No. 1 meeting destination, welcoming nearly 6 million people to the Las Vegas Convention Center last year.

In California, approximately 17 million Southern California residents are within 25 miles of the Brightline West station sites. Studies show that one out of every three visits to Las Vegas come from Southern California.

ECONOMIC & ENVIRONMENTAL BENEFITS

Brightline West's $12 billion infrastructure investment will create over $10 billion in economic impact for Nevada and California and will generate more than 35,000 jobs, including 10,000 direct union construction roles and 1,000 permanent operations and maintenance positions. The investment also includes over $800 million in improvements to the I-15 corridor and involves agreements with several unions for skilled labor. The project supports Nevada and California's climate goals by offering a no-emission mobility option that reduces greenhouse gasses by over 400,000 tons of CO2 annually – reducing vehicle miles traveled by more than 700 million each year and the equivalent of 16,000 short-haul flights. The company will also construct three wildlife overpasses, in partnership with the California Department of Fish and Wildlife and Caltrans for the safe passage of native species, primarily the bighorn sheep.

BRIGHTLINE FLORIDA

Brightline’s first rail system in Florida connecting Miami to Orlando began initial service between its South Florida stations in 2018. In September 2023, Brightline’s Orlando station opened at Orlando International Airport, connecting South Florida to Central Florida. The company has plans to expand its system with future stops in Tampa, Florida’s Space Coast in Cocoa and the Treasure Coast in Stuart.

BRIGHTLINE WEST

ABOUT BRIGHTLINE WEST

Brightline is the only private provider of modern, eco-friendly, intercity passenger rail service in America – offering a guest-first experience designed to reinvent train travel and take cars off the road by connecting city pairs and congested corridors that are too short to fly and too long to drive. Brightline West will connect Las Vegas and Southern California with the first true high-speed passenger rail system in the nation. The 218-mile, all-electric rail service will include a flagship station in Las Vegas, with additional stations in Victor Valley and Rancho Cucamonga. At speeds up to 200 miles per hour, trains will take passengers from Las Vegas to Rancho Cucamonga in about two hours, twice as fast as the normal drive time.

Brightline is currently operating its first passenger rail system connecting Central and South Florida with stations in Miami, Aventura, Fort Lauderdale, Boca Raton, West Palm Beach, and Orlando, with future stations coming to Stuart and Cocoa. For more information, visit  www.brightlinewest.com  and follow on  LinkedIn ,  X ,  Instagram  and  Facebook .

QUOTE SHEET

“Through this visionary partnership, we are going to create thousands of jobs, bring critical transportation infrastructure to the West, and create an innovative, fast, and sustainable transportation solution. Nevada looks forward to partnering with Brightline on this historic project.”  - Governor Joe Lombardo, Nevada

“Today, not only are we breaking ground on a historic high-speed rail project here in Nevada, we are breaking ground on thousands of good paying American jobs, union jobs.”  - Steve Benjamin, Senior Advisor to the President and Director of the White House Office of Public Engagement

“For decades, Nevadans heard about the promise of high-speed rail in our state, and I’m proud to have led the charge to secure the funding to make it a reality. Today’s groundbreaking is the beginning of a new era for southern Nevada -- creating thousands of good-paying union jobs, bringing in billions of dollars of economic development, enhancing tourism to the state, reducing traffic, and creating a more efficient and cleaner way to travel. This is a monumental step, and I’m glad to have worked across the aisle to make this project come true.”  - Senator Jacky Rosen (D-NV)

“Having high-speed rail in Las Vegas will electrify our economy in Southern Nevada, and I’m thrilled to celebrate this milestone today. This project is on track to create tens of thousands of good-paying union jobs while cutting down traffic on I-15, and I’ll keep working with the Biden Administration to get this done as quickly as possible and continue delivering easier and cleaner transportation options for everyone in Nevada.”  - Senator Catherine Cortez Masto (D-NV)

“Today’s groundbreaking is a historic step in modernizing rail service in the United States. Californians driving between the Los Angeles region and Las Vegas often face heavy traffic, causing emissions that pollute the air in surrounding communities. The Brightline West Project will provide travelers with more options—helping Californians and visitors alike get to their final destination without facing gridlock on the road.”  - Senator Alex Padilla (D-Calif.)

"High-speed rail in the Southwest has been a dream as far back as the nineties when Governor Bob Miller appointed me to the California-Nevada Super Speed Train Commission. As a senior Member of the House Transportation & Infrastructure Committee, I am honored to have helped write the Bipartisan Infrastructure Law and secure $3 billion to turn that dream into a reality which will generate millions of dollars in tax revenue, reduce carbon emissions by easing traffic on Interstate 15, and create thousands of good-paying union jobs. I am proud to stand with advocates and transportation leaders as we break ground on the Brightline West project and look forward to welcoming high-speed passenger rail to Southern Nevada."  - Congresswoman Dina Titus (NV-1)

“For decades, high-speed rail was just a dream in southern Nevada – but now, I’m beyond proud that we finally made it a reality. I worked across the aisle to help negotiate, craft, and ultimately pass the Bipartisan Infrastructure Law because I knew it would kickstart transformative projects like Brightline West that will stand the test of time. Together, we’re cutting down on traffic, boosting our tourism economy, and creating thousands of good-paying union jobs.”  - Congresswoman Susie Lee (NV-3)

“I am proud to join Brightline West for the groundbreaking of this monumental project for Southern Nevada and the southwestern United States. By connecting Las Vegas to Southern California via high-speed rail, we will boost tourism, reduce congestion on the I-15 corridor, and create jobs. The impact on our local economy and the people of the Silver State will be tremendous. In my conversations with Secretary Buttigieg, Brightline West, and our Nevada labor leaders, I know that local workers and our Nevada small businesses will benefit from this transformational investment. This will be the nation's first true high-speed rail system, blazing a new path forward for our nation’s rail infrastructure, and we hope it will serve as a blueprint for fostering greater regional connections for many other cities across the country.  - Congressman Steven Horsford (NV-4)

“Brightline West’s groundbreaking today marks the construction of a dynamic high-speed rail system that will link Las Vegas, Hesperia, and Apple Valley to Rancho Cucamonga’s Metrolink Station, creating new jobs and fostering economic growth in California’s 23rd Congressional District. This convenient alternative to driving will reduce the number of cars on the road, decreasing emissions and reducing congestion in our High Desert communities. This is an exciting step and I look forward to the completion of this project.”  - Congressman Jay Obernolte (CA-23)

"Today's groundbreaking on the Brightline West high-speed rail project marks an incredible milestone in the Biden-Harris Administration's commitment to fulfilling the promise of high-speed rail and emissions-free transportation across the country. As a longtime supporter of this project, I helped pass the Bipartisan Infrastructure Law, which has already invested over $3 billion to support the completion of this project. By increasing transportation options, spurring job creation and new economic opportunities, and improving our environment through cutting over 400,000 tons of carbon pollution each year, this project will be transformative to my district and all of Southern California for generations—particularly in and around the last stop in Rancho Cucamonga. With the goal of being operational in time for Los Angeles to host the Summer Olympic Games in 2028, I look forward to Brightline West facilitating travel for the millions visiting our region and elevating our 21st-century connectivity on the global stage."  - Congresswoman Judy Chu (CA-28)

"As the Member of Congress that represents the City of Rancho Cucamonga and a member of the House Appropriations Subcommittee on Transportation, Housing, and Urban Development, it is my honor to participate in breaking ground on one of the most highly anticipated high-speed rail projects in the country. We gathered today thanks to the Biden Administration's leadership, which enacted the Bipartisan Infrastructure Law and the Inflation Reduction Act to fund vital projects like this and transform our economy. The Brightline project is a stellar illustration of the power of successful public-private partnerships. Thanks to all the labor unions, Tribes, and wildlife advocates for their hard work, which brought this project to life. The bright line is fully electric and has zero emissions, which is excellent for our environment. I am eagerly anticipating the completion of this project in my district and look forward to seeing everyone there."  - Congresswoman Norma J. Torres (CA-35)

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American Airlines changes its frequent flyer rules—again

Looking to achieve frequent-flyer status with American Airlines? Book direct.

The carrier has announced another round of changes to its loyalty program, saying passengers will only receive Loyalty Points and AAdvantage miles if they book directly with American, one of its partners, or a “preferred” travel agency. Flights booked elsewhere won’t earn miles.

The new rules go into effect in July.

At present, there’s no word on which agencies qualify as “preferred”—and it could be early June before that’s cleared up. The Wall Street Journal says that classification will depend “on whether they have adopted modern booking technology.”

“Booking with us provides a better travel experience,” the carrier argued in its announcement. “You can manage your trip online, receive travel credit for canceled trips and more. Plus, you’ll continue to earn miles and Loyalty Points through our non-airline partners and on eligible purchases with an AAdvantage credit card.”

Direct booking also lowers costs for the carrier.

For passengers who opt for basic economy fares, booking direct is the only way they’ll earn AAdvantage Miles or Loyalty Points. Preferred travel agency bookings will not be eligible.

American last announced a major overhaul of its frequent-flyer program in 2021, doing away with using how far or often someone flew to calculate status. That’s when Loyalty Points were introduced, which could be earned via travel or spending on branded credit cards.

Other airlines have followed its lead, with Delta announcing a big overhaul on its SkyMiles rewards program last year, which resulted in a bit of a rebellion among that company’s customers, forcing Delta to walk back some of its changes .

American noted that any existing reservations booked with third parties or non-preferred travel agencies will earn miles or Loyalty Points.

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New Greek Resorts, Golden Visa Countries And More Travel News

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5 New Greek Hotels For Summer

W ith summer fast approaching, there are recently opened hotels and resorts in Greece to consider. From popular escapes such as Mykonos and Santorini to the lesser-known islands across the Aegean chain, here are five new Greek hotels worth checking out —and into.

10 Incredible Cruise Ship Features

For many years, the trend in cruise ship design has been that “bigger is better”—with vessels such as Royal Caribbean’s Icon of the Seas setting new passenger records. But many cruise lines are also competing by offering innovative features to the high seas. From kart racing on multi-level courses to multiscreen movie theaters, here are some of the most incredible activities on cruise ships right now.

Disney World Earns Its First Michelin Star

Victoria and Albert’s at the Grand Floridian Resort—which has been a Forbes Travel Guide Five-Star restaurant since 2018—added a new star to its constellation this month: It became the first Disney restaurant to be awarded a Michelin star . Located at the Grand Floridian Resort at Walt Disney World, Victoria and Albert’s is known for its opulent Victorian era-inspired meals. A prix-fixe dinner is $295 per guest, with optional wine pairings starting at $155 per person. Unlike the rest of the theme park, a formal dress code is encouraged for all diners, who must be 10 years of age or older.

Golden visas—which grant residency and/or citizenship through an investment—may be disappearing from Europe, but many EU countries are now luring travelers with digital nomad visas, which grant travelers the legal right to work remotely for an extended period. Italy recently became the latest country to offer the visa and here are other EU countries with digital nomad visas .

America’s Best Airlines 2024

The personal-finance website WalletHub recently announced its annual ranking of the best U.S. airlines . The study evaluates the nine largest national airlines and one regional carrier across a range of criteria, including safety, on-time records and overall service. This year, Alaska Airlines was named the best airline in America, beating out Delta, which ranked first in 2022 and 2023. The survey also ranked U.S. carriers based on reliability and comfort.

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Quavo's Concert Attended By Small Crowd, Fans Blame Chris Brown

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Celebrity scramble -- guess who, celebrity scramble guess who.

Shelled inside this peanut-shaped picture is an American country singer and rapper who broke into mainstream media just a few years ago but began selling mixtapes out of his car dating back to the early 2000s.

His hit song, "Son of A Sinner", really resonated with his listeners, so much so the track charted on the music charts for more than 20 weeks! When he's not doin' cool things like performing on "American Idol," he's a doting father to his two kiddos.

His wifey Bunny XO may be able to help you out If ya still "Need A Favor"!

Are you ready for this "jelly?"

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• The First MICHELIN Key Hotels: All the Keys in the United States

The MICHELIN Guide announces top honors for U.S. hotels in 2024.

Hotels NYC California Washington D.C. MICHELIN Keys

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On April 24, 2024, the MICHELIN Guide revealed the brand new list of One, Two, and Three Key hotels in the United States. In this first ever announcement of MICHELIN Keys in the United States, hotels in Atlanta, California, Chicago, Colorado, Florida, New York, and Washington DC were eligible for the distinction. This announcement of the most outstanding hotels in the country comes four years into a comprehensive refresh of our hotel selection. The MICHELIN Guide now includes over 5,000 hotels across the world, and not a single one is simply a room for the night. These are places that significantly add to your experience as a traveler, each vetted and judged excellent in five categories: architecture and interior design, quality and consistency of service, overall personality and character, value for the price, and a significant contribution to the guest experience in a particular setting. Which brings us back to the Keys. The culmination of countless hours of evaluation by our team of experts, the Key hotels below represent the highlights of our broader selection. Like the MICHELIN Stars for restaurants, the MICHELIN Keys are our most outstanding hotels. In total, the 2024 MICHELIN Guide hotel selection in the United States includes 11 Three Key hotels, 33 Two Key hotels, and 80 One Key hotels. Want to know more about the MICHELIN Key? Here’s everything you need to know . Or, head below to look at all the Keys.

How To Look Through the List

Jump straight to the list or take a deeper dive into select key hotels..

Take a peek at SingleThread, the five room inn with Three Keys and Three Stars. Explore the one street in Chicago that leads to seven Key hotels. Or find out more the Cliff House suite at our only Three Key hotel in Big Sur, California. Subscribe to our newsletter for more like this.

Highlights of the United States 2024 Key Hotel List

The Three Key Club in New York City

Expect: The highest luxury and impeccable design in Soho, Midtown, and the Financial District. Within the small club of Three Key hotels in the United States, four make their home in New York City. The Aman New York (Midtown) and Casa Cipriani (the Financial District) both make use of glamorous Beaux Arts buildings, the former a gold-crowned skyscraper in Midtown, the latter a glamorously restored ferry terminal at the very southern tip of Manhattan. Each is a refuge: an elegant, painstakingly designed escape from bustling city life. Meanwhile, two Firmdale hotels round out the list of Three Key hotels in New York City. Each is a quintessential example of the style and execution of the group’s co-owner and interior designer, Kit Kemp. Click the links here to explore the whirl of colors and collage of art that define the Crosby Street (Soho) and the Whitby Hotel (Midtown). Also read: Every Three Key Hotel in Paris

Jewels on the Coast: Up and Down California

Its sheer breadth of size and variety means it’s no surprise to announce California as the state with the most Key hotels in America. Here, we’ll point you towards coastal gems like the sublime architectural achievements in Big Sur ( Post Ranch Inn and Ventana ), beachside luxuries in Santa Monica (in particular: the newly opened Georgian ), and wine country favorites like SingleThread and the Madrona . What we love: how each one of these hotels opens the door to the very best of their locations — and gives us a look at each setting through fresh eyes.

Across America: The Golden Age of Celebrity

Our French Keys bask in the tradition of ancient vineyards, stone chateaus, and historic palaces. In the United States, we see a different tradition. In Los Angeles, places like Chateau Marmont , the Paramour Estate , Sunset Tower , and the Charlie date back to guests and residents as illustrious as Clark Gable and Marilyn Monroe. These are spaces that play ingeniously with their history, even as they forge ahead with cutting-edge amenities and experiences. But it’s not just California. New York’s historic artist hotspot, the Hotel Chelsea , once hosted Bob Dylan and Andy Warhol. Today, it decorates every space with art donated by former residents. Look too to the Chicago Athletic Association , a former member’s club for 20th century business magnates and athletes — now among the city’s most impressive and vibrant hotels. Also read: Hollywood Glamor at the First Key Hotels in Los Angeles

Click below to jump to each distinction: 

The three key hotels.

California (Beverly Hills):  The Beverly Hills Hotel, Dorchester Collection California (Big Sur): Post Ranch Inn California (Healdsburg): SingleThread Inn California (Los Angeles):  Hotel Bel-Air, Dorchester Collection California (Rutherford):  Auberge du Soleil, Auberge Resorts Collection California (St. Helena):  Meadowood Napa Valley California (Woodside):  Canyon Ranch Woodside New York (NYC):  Aman New York New York (NYC):  Casa Cipriani New York New York (NYC):  Crosby Street Hotel, Firmdale Hotels New York (NYC):  The Whitby Hotel, Firmdale Hotels

NEW: New York by The MICHELIN Guide – expert insights on where to dine, stay and explore

The two key hotels.

California (Beverly Hills): L'Ermitage Beverly Hills California (Beverly Hills): The Maybourne Beverly Hills California (Beverly Hills): The Peninsula Beverly Hills California (Carmel Valley): Bernardus Lodge & Spa California (Big Sur): Ventana Big Sur California (Guerneville): The Stavrand California (Healdsburg): Montage Healdsburg California (Healdsburg): The Madrona California (Laguna Beach): Montage Laguna Beach California (Montecito): Rosewood Miramar Beach California (Napa):  Milliken Creek Inn & Spa California (San Francisco):  Four Seasons Hotel San Francisco at Embarcadero California (San Francisco):  The Battery California (Sausalito):  Cavallo Point Lodge California (West Hollywood): Chateau Marmont California (West Hollywood):  Pendry West Hollywood California (Yountville):  Bardessono California (Yountville):  North Block Washington D.C.:  Rosewood Washington, D.C.   Washington D.C.:  The Jefferson Florida (Miami):  Mayfair House Hotel & Garden Florida (Miami Beach):  Faena Hotel Miami Beach Florida (Miami Beach):  Four Seasons Hotel at The Surf Club Florida (Miami Beach):  The Setai Miami Beach   Illinois (Chicago): Pendry Chicago Illinois (Chicago):  The Langham, Chicago Illinois (Chicago):  The Peninsula Chicago New York (NYC): Hotel Barrière Fouquet's New York New York (NYC):  Nine Orchard  New York (NYC):  Pendry Manhattan West New York (NYC): The Carlyle, A Rosewood Hotel New York (NYC): The Fifth Avenue Hotel New York (NYC):  The Mark Hotel

The One Key Hotels

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Hero Image: Hotel Jerome, Auberge Resorts Collection — Aspen, Colorado

In Photos: Every Three Key Hotel in New York City

The ins and outs of the most outstanding hotels in the city.

The Most Outrageous Design Hotel In Miami

The Faena Miami Beach is a Two Key hotel with a $15 million gilded woolly mammoth.

A Brief Guide to All the Key Hotels in Washington D.C.

Seven hotels earned at least one MICHELIN Key in Washington D.C.

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Inside the Top Suite of the Only Three Key Hotel in Big Sur

The so-called "Cliff House" has the views you're looking for.

SingleThread: The 5-Room Inn with Three Keys and Three Stars

Revered for its Three MICHELIN Star restaurant and biodynamic farm, the SingleThread Inn earns Three Keys for its tiny, food-driven hotel.

Inside the Top Suite of Three Key Aman New York

The Aman Suite — among the most impressive suites in New York — brings the city to you.

The Guilty Pleasures of the Chicago Athletic Association

The One Key Chicago Athletic Association has had an illustrious and sometimes sordid history that dates back to 1893, when it wasn’t quite a hotel. A lot has changed since then, but the ghosts of the past are never far away.

Eaton DC Is a Launchpad for Progress

Katherine Lo’s Eaton DC isn’t just one of the best hotels in the United States capital. It’s also a headquarters for activism, community, social justice, and sustainability. And it’s not shy about it.

Key Street: Michigan Ave. Leads to 7 Key Hotels in Chicago

A brief guide to all the MICHELIN Key hotels in Chicago.

Hollywood Glamour at the First Key Hotels in Los Angeles

A brief guide to all the Key hotels in Los Angeles, Santa Monica, and Beverly Hills.

Chef Rob Rubba's Indefatigable Commitment to Sustainability

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'Reels, Messaging, and AI:' What Wall Street analysts expect from Meta as it gears up for first-quarter earnings

• Meta Platforms will report its first-quarter earnings on Wednesday after the closing bell.
• Wall Street is optimistic about the social media firm's result, citing optimism around AI and ad spending.
• Some see growth slowing in the coming quarters and highlighted a need for new catalysts.

Meta Platforms has had a winning year so far, with the stock up 40% and sentiment upbeat ahead of its first-quarter report on Wednesday. 

The firm has benefited strongly from rising enthusiasm for artificial intelligence, while Wall Street has highlighted the the company's ad strength, with expected spending momentum set to boost results.  

Here's what Wall Street expects from Meta's first-quarter earnings after the closing bell on Wednesday:

Wells Fargo: In need of a new catalyst

Wells Fargo has projected ad-led strength in the first-quarter, with Meta benefiting from a robust e-commerce environment.

For this reason, the bank modestly boosted the firm's revenue growth forecast to above consensus levels, though it expects the trend to moderate in the second quarter. By then, the market will be on the lookout for another product-cycle catalyst to keep ad momentum up.

"See sustainable multiple expansion driven by clear engagement and product catalysts to support the next leg of META share growth, as positive revision cycle driven by macro tailwinds moderates. We view WhatsApp as an under-appreciated asset w/ sizable potential, should Meta invoke more direct monetization beyond Click-to-Message ads," analysts led by Ken Gawrelski said. 

Wells Fargo rates Meta at "Overweight" with a $600 price target.

RBC: well-appreciated and well-owned

RBC sees more strength ahead for Meta as ad volume growth outpaces peers.

For instance, the bank noted that Instagram Reels ads have continued ramping up, increasing 22% from January's 16.4%. That's while competitors such as TikTok have watched ad loads decline. 

With sentiment staying strong, RBC also expects mid-teen growth to look achievable if second-quarter earnings expectations are met. 

"META is well-appreciated & well-owned, however, solid engagement trends, industry-leading marginal conversion, new ad units and a growing moat still offer very attractive characteristics of an earnings compounder returning capital with open-ended AI optionality, (particularly compute capacity optionality which we think is underappreciated)," analysts led by Brad Erickson wrote last Thursday. 

Some pullback could occur in the first half of the year given China's economic slowdown, which could impact ad spending.

RBC rates Meta at "Outperform" with a $600 price target.

Goldman Sachs: "favored for the long-term

Goldman expects digital advertising to stay strong in the forward twelve months, boosting its first-quarter outlook on Meta. 

The sentiment comes as ad dollars shift into digital channels, and digital platform products — such as short-form videos —  continue to improve. The bank highlighted the fact that Instagram Reels has reached revenue neutrality, and should remain a key revenue growth tailwind over the coming years. 

"We remain constructive on META long term but recognize that there may be less identifiable catalysts with this earnings report when compared to the heightened investor debates (especially on the topic of rate of revenue deceleration),"  

Goldman Sachs rates Meta at "Buy" and holds a 12-month price target of $555.

Bank of America: Product surprises, revenue momentum ahead

Bank of America is betting on first-quarter upside from higher ad spending, driven up by seasonal events, such as the Leap Year and Easter. 

In a note last week, the bank also emphasized that Meta is still in the first inning of an AI-led monetization cycle, and thinks that the firm's AI assets are underappreciated by its market price.

"We remain positive on Meta and reiterate our thesis that Reels, Messaging, and AI driven ad improvements are still early, and could lead to positive product surprises & revenue momentum in 2024," analysts Justin Post and Nitin Bansal said.

Down the road, Meta could also be the leading winner from TikTok limitations, they said, with a ban on the app moving forward in Washington .

Bank of America rates Meta at "Buy" with a $550 price target.

JPMorgan: An ad leader, but caution ahead

Although Meta remains a top idea among JPMorgan analysts , they highlighted concern about cooling growth prospects after the first quarter.

" META remains well-owned, but there is growing caution into earnings on almost-certain growth deceleration beyond 1Q due to tough comps & perception of lack of new drivers vs. '23. We believe slower growth is well-anticipated, & likely taken into account in META's undemanding multiple," analysts led by Doug Anmuth wrote last week.

Among positive first-quarter developments the bank is eyeing is Meta's implementation of AI in its ad stack, which JPMorgan sees as a significant contributor to growth and makes the firm an AI leader. 

Still, this year's ad growth drivers are little changed from 2023, and deceleration won't come as a surprise among investors: "We believe META can exit the year growing in the mid-teens% (we model +13%)."  

JPMorgan rates Meta at "Overweight" with a $535 price target.

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The U.S. economy slowed down in the first three months of 2024, report shows

Scott Horsley

The U.S. economy grew more slowly than expected in the first three months of the year. But consumers are still spending money — especially on services such as travel and restaurant meals.

SCOTT DETROW, HOST:

But first, the U.S. economy downshifted the first three months of this year. The government report out today shows the economy grew less than half as fast in the first quarter as it did during the previous three months. The news triggered a sell-off in the stock market. The Dow Jones Industrial Average tumbled 375 points. NPR's Scott Horsley joins me now. Hey, Scott.

SCOTT HORSLEY, BYLINE: Hi - good to be with you.

DETROW: So investors were not happy about the slowdown. How big of a concern is this?

HORSLEY: Today's report shows the economy grew at an annual rate of just 1.6% in the first quarter. That is a marked downshift from the previous quarter, when we grew at nearly 3.5%. But, you know, that headline figure may overstate just how hard we hit the brakes. Some of the drop-off came from one-time factors, which really don't tell us much about the underlying economy.

If you zoom in on consumer spending, which is the biggest driver of economic growth, that actually held up pretty well. Americans did spend less on big-ticket items like cars and furniture in the first three months of the year. Those things are often financed, so high interest rates are likely taking a toll. But economist Shannon Grein of Wells Fargo notes people continue to ramp up their spending on services like restaurant meals and travel.

SHANNON GREIN: I think the overall report was still consistent with an economy that's pretty much firing on all cylinders.

HORSLEY: Indeed, services spending rose at an annual rate of 4% in the first quarter, which is fast enough to keep the economy chugging along and potentially fast enough to put some upward pressure on inflation. In fact, today's report shows a key measure of inflation ticked up in the first quarter, so that's something the Federal Reserve is going to be keeping a close eye on.

DETROW: And, of course, they've been keeping interest rates high. How are people paying for all of this spending?

HORSLEY: You know, some people are relying on credit to finance their spending, which is costly if you don't pay off that balance every month. But a lot of this spending is being bankrolled by people's paychecks. You know, we still got a very strong labor market. Lots of people are working. Wages are going up. And most people are not saving a lot of what they earn, so that money's going right back out the door as spending.Today's report also shows business investment held up pretty well in the first quarter, and there was a surprisingly big jump in housing investment.

DETROW: Yeah. That was interesting, especially since, as we've been saying throughout the conversation, mortgage rates are still pretty high. What's going on there?

HORSLEY: Yeah. Those high mortgage rates are definitely dragging down the housing market. Sales of existing homes are down, and there aren't a lot of older homes on the market, but that's giving an unexpected boost to new home construction. Investment in new homes was way up in the first quarter. Shawn Woods is a home builder in Kansas City. He says about 1 out of 3 homes sold in that area is now newly built.

SHAWN WOODS: The inventory that people can find for a new home is new construction, which is great for us as homebuilders, helping out our sales a lot. March and April have been really good months. We're looking for continued good momentum through the spring.

HORSLEY: Woods and other home builders have also been downsizing some of their homes, maybe cutting back on some of the luxury finishes in order to craft a product that home buyers can afford.

WOODS: Before the pandemic, there's no way we could get under really 325,000, and we have reengineered some of our plans, taken different specifications and things like that. And we're bringing new homes to the market now in the 286 to 290 range, starting price. So that's helped immensely.

HORSLEY: That's especially important now that mortgage rates are up above 7%.

DETROW: That's NPR's Scott Horsley. Scott, thanks so much.

HORSLEY: You're welcome.

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