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GeoBlue Travel Insurance Review: Is it Worth the Cost?

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Table of Contents

What does GeoBlue travel insurance offer?

Geoblue travel insurance cost and coverage, what isn’t covered, how to choose a geoblue plan online, is geoblue travel insurance worth it.

• Flexible deductible options.
• Wide ranging medical coverage.
• Low prices for medical only needs.
• Lacks in traditional travel insurance coverage options such as trip Interruption, bag delays, etc.
• Better when paired with travel credit card insurance coverage.

If you’re going on a trip soon, you may be wondering whether to invest in travel insurance. This type of insurance can offer protection in the event that you fall ill, your plans change unexpectedly or you experience unavoidable delays.

GeoBlue is one insurance provider offering plans to travelers, with a number of plans available based on your needs. Here's a review of GeoBlue travel insurance, including the options offered and how to choose your plan.

GeoBlue insurance offers two different plans for travelers, though it focuses mainly on medical coverage . These plans are called Voyager Essential and Voyager Choice. The former offers lower coverage options than the latter and is generally cheaper (though as you'll see, not always by a large amount).

The company also provides multitrip, long-term and group options for those who need them.

» Learn more: How much is travel insurance?

How much does GeoBlue cost? GeoBlue’s travel insurance is mostly medical-based and includes a comprehensive list of inclusions, though it also has coverage for some travel mishaps.

To get an idea of costs, we used a sample trip for a 33-year-old traveler from California with existing insurance heading out in August on a two-week trip.

Note that for this GeoBlue insurance review, we selected the highest coverage amount with no deductible. There are choices that allow you to include a higher deductible and a lower coverage limit, which may lower your plan cost.

Here’s what the two GeoBlue plans cover:

As you can see, there’s not a big difference when it comes to how much GeoBlue’s plans cost, with just about $7 between the two different offerings.

In terms of benefits, most are the same as well — the biggest difference between the Voyager Essential and Voyager Choice plans comes down to prescription medication coverage and coverage related to accidental death and dismemberment .

The less-expensive Essential plan pays 50% of your prescription costs, while the Choice plan covers the full 100%. As well, the Choice plan doubles accidental death coverage from Essential's $25,000 to $50,000.

Other than that, differences are minimal. You’ll get less coverage for emergency dental care and quarantine expenses , but otherwise, everything else is the same.

» Learn more: How does travel insurance work?

Is GeoBlue travel insurance good? Unlike many other travel insurance policies, GeoBlue’s products include coverage for hazardous activities and medical quarantine.

However, while GeoBlue shines when it comes to medical coverage, it falls short in other travel insurance aspects. Many travel insurance plans provide better options in the event that your bags are delayed , your flight is canceled or you miss nonrefundable bookings.

In GeoBlue’s case, the low levels of reimbursement for these types of issues may be problematic. However, bear in mind that many travel credit cards provide complimentary travel insurance that would pair well with a GeoBlue plan.

» Learn more: What to know before buying travel insurance

To purchase a GeoBlue plan online, go to the company’s website .

You’ll see the option to generate a quote and you’ll type in your trip dates, traveler's age and ZIP code.

Once you hit "Get A Quote" the results page pops up, which will give you the option to choose your deductible amount and maximum level of coverage. You can also toggle between single trip and multi trip.

Once you’ve decided on a plan, you’ll need to fill out all pertinent information including your contact information, your health plan details and beneficiary. Once you review the terms of the plan, select to payment and input your credit or debit card information.

After that, your policy will be issued.

» Learn more: 6 common travel insurance myths

While it offers excellent medical care for low prices, GeoBlue’s policies fall short when it comes to other travel coverage. However, if you also have a travel credit card , you may be able to pair the two together for relatively strong travel insurance coverage at a low cost.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

85,000 Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

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Global Health & Safety

Our global health and safety team is available for medical assistance 24/7/365. Contact us to arrange Direct Pay or for help managing any issues related to medical care.

Outside the U.S.: +1-610-254-8771 (Collect Calls Accepted) Inside the U.S.: 1-800-257-4823

Customer Service for Members

Contact us for questions about your current travel medical plan or other plans from GeoBlue.

By phone Inside the U.S.: 1.844-268-2686 Outside the U.S.: +1-610-263-2847

By email Service for Inbound (in the U.S.) plans: [email protected] Service for Study Abroad (outside the U.S.) plans:  [email protected]

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Contact us for any questions about your institution’s plan from anywhere in the world

Inside the U.S.: 1-844-658-1733  (Select Option 2, Option 2) Outside the U.S.: +1-610-254-5313  (Select Option 2, Option 2)

Corporate Headquarters

Contact our U.S. headquarters for student product sales, enrollment questions, finance, web development, or travel product sales.

GeoBlue 933 First Avenue King of Prussia, PA 19406 USA 1-855-682-7965  1-610-482-9953 (Fax)

If you have a claim in hand, you may email, fax or mail it to:

Email: [email protected] Fax: 1.610.482.9623

Inbound Groups:

Study abroad groups:, sales for large group programs.

  - Study Abroad groups with more than 10 students   - Inbound International groups with more than 5 students

Please contact: Toll free: 833-532-6894  |  Local: 610-254-8704 Email: [email protected]

Sales for Individual Students/Small Groups of Students

 - Individual academic travelers  - Study Abroad groups with fewer than 10 students  - Inbound International groups with fewer than 5 students If your Institution already has a group policy with GeoBlue, please have your institution contact your GeoBlue account manager directly. Please contact: Inside the U.S. 1-855-481-6647 Outside the U.S. +1-610-254-5850 Call from 8am - 8pm ET Email:  [email protected]

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GeoBlue Travel Insurance Coverage Review — Is It Worth It?

Christine Krzyszton

Senior Finance Contributor

311 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Director of Operations & Compliance

6 Published Articles 1179 Edited Articles

Countries Visited: 10 U.S. States Visited: 20

Table of Contents

Why purchase travel insurance, why choose geoblue, travel medical insurance and the covid-19 virus, geoblue policy comparisons, how to obtain a quote, the value of travel insurance comparison sites, how geoblue compares — summary, everything else you need to know, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our  Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

We frequently discuss travel insurance and look closely at companies that offer the coverage , but today we’re narrowing our focus from comprehensive travel insurance to a specific type of travel coverage — travel medical insurance.

Chances are you’ve heard of BlueCross BlueShield (BCBS), one of the leading healthcare insurance providers in the U.S. The company was established in 1929 and currently insures over 107 million members. GeoBlue, an independent licensee of BCBS, picks up where BCBS leaves off, offering travel medical coverage worldwide .

You do not have to be a member of BCBS to purchase travel medical insurance from GeoBlue as the company makes its products widely available to U.S. citizens and permanent residents.

In an effort to determine the benefits of GeoBlue as a viable option for purchasing travel medical insurance, join us as we explore the following in today’s review:

• Why you should consider travel insurance and specifically GeoBlue
• An overview of the types of plans the company offers
• Comparing plans and obtaining a quote
• How the company measures up versus other companies and to credit card travel insurance

Insurance products, in general, serve the purpose of indemnifying you and making you whole (or nearly whole) should a covered event cause you to incur a financial loss. Travel insurance , and in this case travel medical insurance, is designed to accomplish the same objective.

Since our topic for this article is narrowed to travel medical insurance , let’s look at several reasons you’d want to consider this coverage.

• Your current health insurance policy does not provide coverage outside of the U.S. and/or its territories
• Your current health insurance policy covers you outside of the country but has a high deductible
• You are on Medicare and do not have a supplement plan
• You want a primary travel medical policy that gives you access to a network of medical providers in the country you’re visiting
• You have insurance from your credit card for trip cancellation, trip interruption , and other travel disruptions, but not travel medical coverage
• You are traveling to a remote area and want to have emergency evacuation insurance

This is just a sampling of some of the situations where you’d want to consider purchasing a travel medical insurance policy. Fortunately, the coverage is affordable and widely available.

Bottom Line: If your current health insurance policy does not cover you while traveling abroad or has a high deductible if it does provide coverage, you’ll want to consider purchasing travel medical insurance . Additionally, you should consider travel medical insurance if you’re concerned about emergency medical evacuation, or want to have 1 primary policy that covers you during your travels. 

If you have the need to purchase travel medical insurance, there are certainly a lot of companies from which to select. GeoBlue stands tall among those competitors for several reasons.

First, the company has been providing global health insurance options since 1997, is a licensee of BCBS with a rating of excellent by financial insurance rating company, AM Best, and has an A+ rating by the Better Business Bureau.

Additionally, you can expect the following benefits when insuring with GeoBlue:

• GeoBlue has a vetted group of elite doctors in a network that spans 190 countries. Physicians must be certified by the American or Royal Board of Medical Specialties.
• Visits to network doctors/facilities are handled cashless, eliminating the need to file a claim for reimbursement.
• In addition to in-person care, GeoBlue utilizes alternative telemedicine options available 24/7 and provides access to a global network of physicians and facilities.
• Access is available to 24/7 assistance including translation services, physician referrals, prescription services, destination assistance, and more.

Bottom Line: GeoBlue is an established, highly-rated company that specializes in providing travel medical insurance with associated care via its global physician network, telemedicine services, and 24/7 medical assistance services. 

Travel insurance, in general, does not cover voluntary trip cancellations due to the fear of getting ill for any reason, including the fear of contracting the COVID-19 virus. In addition, some travel insurance companies specifically exclude COVID-19 for most coverages. Other travel insurance companies provide limited coverage for COVID-19-related illnesses under trip interruption and medical care coverages only.

You’ll want to review any policy you’re considering to make sure your greatest concerns are covered.

In order to have any coverage that provides reimbursement for a voluntary trip cancellation, for example, you’ll need to consider Cancel for Any Reason (CFAR) insurance .

Travel medical insurance does not normally include extensive coverage for trip cancellations or disruptions  but focuses more on providing medical care and reimbursement for the associated expenses that occur as a result of becoming ill or having an accident during your travels.

Fortunately, many of the medical insurance policies offered by GeoBlue do cover COVID-19-related illness . Let’s look closer at the available options.

Bottom Line: In order to have coverage for trip cancellation due to the fear of getting ill, you would need to purchase Cancel for Any Reason insurance. Some policies provide limited coverage for COVID-19 under trip cancellation and trip disruption coverages should you contract the virus prior to or during your travels. Many of the travel medical policies offered by GeoBlue cover COVID-19-related illness care . 

GeoBlue offers single trip, multi-trip, and long-term plans. The company also issues specialty travel medical plans for students, workers on assignment, missionaries, volunteers, and maritime workers while abroad.

First, let’s look at the policy options for individuals and group travelers.

Short-Term Single-Trip Plan Options — GeoBlue Voyager

GeoBlue Voyager plans are designed for individual single-trip travel or group single-trip events. Groups are defined as 5 or more persons traveling together and a 10% discount off of individual pricing is provided.

Voyager plans include coverage for COVID-19-related illness care. 

Here’s how the 2 Voyager policy options compare.

Multi-Trip Plan Options — GeoBlue Trekker

If you’re a frequent traveler, it could make sense to purchase 1 annual policy that covers multiple trips. GeoBlue Trekker multi-trip plans cover all trips made within a 12-month period (up to 70 days in length) and offer 2 levels of coverage options.

Here is a comparison of the 2 GeoBlue Trekker plans.

Both plans cover pre-existing conditions and emergency and non-emergency medical care. Both plans require that you have a primary health plan in place to qualify for purchasing these plans.

Long-Term Plan Options

If you’re a U.S. citizen or permanent resident living abroad and need medical insurance, GeoBlue offers 2 plans that may provide the coverage you need for you and your family.

These plans are different from short-term plans in that medical underwriting is needed in order to qualify. Here’s a brief summary of GeoBlue plans for U.S. expats.

All GeoBlue plans offer 24/7 global medical assistance, translation services, doctor searches, and destination health/security information.

GeoBlue Navigator, Xplorer, and Voyager plans include coverage for COVID-19-related illness .

Additional Plans Available

GeoBlue provides additional medical plans for specific types of travelers working abroad, on assignment, or participating in study programs.

• Incoming international students studying in the U.S.
• Students studying abroad
• Employees of multi-national companies working abroad
• Expatriate Crew International Health Plan — for those working on ships
• Expatriate Missionary and Volunteer International Health Plan — covers missionaries, aid workers, and volunteers worldwide

Bottom Line: GeoBlue offers several comprehensive individual travel medical plan options, comprehensive student plans including coverage for international visiting students, and plans for U.S. students, faculty, and family when studying abroad. GeoBlue also offers employer plans that provide coverage to employees working abroad and their families. Missionaries, those who volunteer internationally, and maritime workers will also find policies designed specifically for those situations. 

Obtaining a quote for any type of travel insurance can be quick, easy, and can even result in securing immediate coverage. The process is similar for travel medical insurance.

To obtain a quote from GeoBlue for a single trip plan, you’ll need to input your travel destination, your state of residence, the length of your trip, age, cost of the trip, and the date you made the first trip deposit.

For a multi-trip annual plan quote, the process is similar. You’ll need to input your zip code, age, and the desired effective date of the policy.

Obtaining a quote with GeoBlue for a single or multi-trip policy can be done in just a few minutes. To obtain a long-term policy quote, you’ll need to submit some of the same basic information and a quote will be emailed to you.

Bottom Line: Obtaining a quote for a single or multi-trip policy is a quick and simple process completed on the GeoBlue website. A long-term quote for qualifying applicants must be requested via email. 

While purchasing a travel medical policy from GeoBlue ensures you’re dealing with a highly-rated established company, it’s always good to do some comparison shopping when looking for any type of insurance.

Viewing a selection of policies side-by-side makes it easy to compare coverages and costs. This task is easily accomplished by utilizing a travel insurance comparison website such as the ones listed here.

Additionally, comparison sites allow you to narrow the number of policies to those that contain the coverages most important to you. Here are a few we recommend:

• InsureMyTrip — great for stand-alone medical travel insurance policy comparisons but also offers comprehensive travel insurance policies from over 20 providers
• Squaremouth — easy to navigate site that allows you to compare dozens of travel insurance companies and filter by desired coverage, including travel medical insurance
• TravelInsurance.com — you’ll want to use this site for comparing travel insurance plans, including those with medical coverage, however, no stand-alone medical plan quotes are available

Bottom Line: Utilize a travel insurance comparison site to help you easily compare several plans, filter by desired coverage, and select those that best match your coverage priorities. 

We know that GeoBlue is a reputable choice for travel medical insurance but let’s look at how the company’s offerings compare to other travel medical providers and to the coverage that comes with your credit cards.

GeoBlue vs. Other Travel Insurance Companies

When we searched for a quote using the criteria of a traveler, age 40, for a trip to Mexico for 1 week that costs $3,000, the top 4 results above were shown. You’ll notice by the results that single-trip travel medical insurance can be an affordable option.

The next key element in selecting a policy will be to compare coverages. We know that GeoBlue Voyager policies include coverage for COVID-19 with the Voyager plans, for example, so this may be a key factor in our selection.

Digging deeper into our comparison we find that 1 policy does not include coverage for COVID-19. If we narrow our search to plans that only include this coverage, the next step will be to look at other coverages and limits that are important to us.

In this case, coverages for these policies are similar and costs do not vary widely. GeoBlue, however, remains competitive in both coverages offered and premiums charged.

Bottom Line: While GeoBlue holds its own and is competitive in both coverages and cost when compared to other travel medical insurance companies for single-trip plans, we know that coverage for multi-trip plans does not include coverage for COVID-19-related illness. 

GeoBlue vs. Credit Card Travel Insurance

We frequently remind travelers that even the best credit cards for travel insurance are not a replacement for a comprehensive travel insurance policy. This is especially true for travel medical insurance coverage as you won’t find comprehensive medical coverage on any credit card .

There are very few cards that do offer emergency evacuation insurance and other ancillary medical/dental coverage. Here are 2 of the best options for travel-related coverages and benefits.

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection ® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card ® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR ® Plus Credit: CLEAR ® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck ® application fee for a 5-year plan only (through a TSA PreCheck ® official enrollment provider), when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.
• APR: See Pay Over Time APR
• Foreign Transaction Fees:  None

American Express Membership Rewards

To learn more about all the travel insurance coverages that come with the Amex Platinum card, you’ll want to review our in-depth article on the topic. Note that terms apply and enrollment may be required for some benefits, so make sure you enroll through your American Express account.

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC
• APR: 22.49%-29.49% Variable

Chase Ultimate Rewards

For more information on Chase Sapphire Reserve card travel insurance coverages , you’ll want to access our expanded overview.

Bottom Line: While credit cards may offer travel accident, trip delay , and other ancillary travel insurance coverages, these cards do not offer travel medical insurance. 

Here’s some additional information we need to pass along applicable to the GeoBlue policies mentioned in our article:

• Eligibility includes U.S. citizens and permanent residents only
• Single and multi-trip medical insurance policies must be purchased in your home country before you travel
• Long-term policies, such as those for expats, may be purchased while abroad
• Travelers under 96 are generally eligible for coverage; other age limits may apply to specific policies
• Coverage is valid in all countries other than where the plan would violate U.S. economic trade sanctions
• Some GeoBlue policy options are secondary and require you to have an underlying medical insurance policy
• All policies issued by GeoBlue have a 10-day money-back guarantee

GeoBlue’s expertise at providing travel medical insurance makes it a good choice for purchasing coverage for a single or group trip, or if you’re an expat needing longer-term medical coverage while abroad. Students, faculty, and employers will also find comprehensive medical plans that fit their international medical insurance needs.

Finally, keep in mind that our article today is simply an overview and abbreviated summary of GeoBlue’s policy offerings — plenty of terms and conditions apply. The company’s website provides everything you need to select the appropriate policy, review coverages, obtain a quote, and purchase a plan.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

For rates and fees of The Platinum Card ® from American Express, click here .

Frequently Asked Questions

How does geoblue travel insurance work.

GeoBlue specializes in travel medical insurance. Care is provided internationally primarily via a comprehensive, vetted, and certified worldwide network of physicians and hospitals in 190 countries, but out-of-network international care is also covered. Additionally, the company provides worldwide care via telemedicine appointments.

The company offers international single trip, multi-trip, and group travel medical insurance plans.

It’s specialty travel medical insurance plans include policies for visiting international students, U.S. students studying abroad, and faculty members.

Additional plans include plans for those who work abroad for multi-national companies, maritime works, missionaries, and volunteers.

Is GeoBlue a good travel insurance company?

Yes. GeoBlue, a licensee of Blue Cross Blue Shield, is an established travel medical insurance company that has been offering international health insurance since 1997.

The company received a high financial rating from insurance rating company A.M. Best and an A+ rating from the Better Business Bureau.

Does GeoBlue meet Schengen visa insurance requirements?

Yes. GeoBlue travel medical insurance plans meet Schengen visa insurance requirements.

Does GeoBlue cover dental?

GeoBlue Voyager and Trekker plans offer ancillary dental coverage with limits between $100 and $500, depending on the plan, which includes emergency dental care for injury or relief of pain.

Voyager plans have additional dental and vision care riders which are optional add-ons.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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How is GeoBlue rated?

Overall rating: 3.7 / 5 (very good), geoblue plans & coverage, coverage - 4 / 5, emergency medical coverage details, baggage coverage details, geoblue financial strength, financial strength - 3.5 / 5, geoblue price & reputation, price & reputation - 3.5 / 5, geoblue customer assistance services, extra benefits - 3.8 / 5, travel assistance services.

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GeoBlue Voyager Travel Medical Insurance Plan

Single-Trip Blue Cross Blue Shield Travel Insurance

Voyager Choice is a single-trip travel medical plan that offers emergency medical coverage while you are traveling abroad. This highly-rated plan ensures subscribers the same access and quality health care abroad that they are used to at home. Excellent customer care is available 24/7/365, and claims are paid on a timely basis. The plan offers a choice of varying medical limits and deductibles to meet your specific needs and budget. You are required to have primary health insurance in place, but there is no exclusion for pre-existing conditions.

The GeoBlue Travel Insurance plan, Voyager, provides high-quality Blue Cross travel insurance for people aged 95 or younger who are U.S. citizens or residing in the USA. Voyager is designed for people who will be traveling abroad for six months or less. For longer trips abroad, we recommend the GeoBlue Xplorer plan.

Voyager is a single-trip travel medical plan that offers emergency medical coverage while you are traveling abroad. This highly-rated GeoBlue travel insurance plan gives subscribers access to some of the leading doctors and hospitals around the world for medical care and treatment. Customer service is excellent, and claims are paid on a timely basis. The plan offers a choice of varying medical limits and deductibles to meet your specific needs and budget. You must have primary health insurance in place, but there is no exclusion for pre-existing conditions.

GeoBlue Voyager Plan Highlights

No hospital precertification penalty.

GeoBlue Voyager does not require you to obtain prior approval for your choice of hospital, giving you one less thing to worry about in a health emergency.

Pre-Existing Condition Coverage

The Voyager Choice plan offers subscribers coverage for pre-existing conditions.

Pregnancy Coverage

If you are traveling while pregnant and experience complications, the Voyager plan has you covered.

Trip Interruption

Subscribers are covered for up to $500.

Ready to purchase Voyager?

Receive a personalized quote and purchase online in just minutes!

GeoBlue Travel Insurance Plan Benefits

Voyager insurance coverage details, global health and safety, additional benefits, geoblue voyager plan daily rates.

Rates for this Blue Cross travel insurance plan are based on the traveler's age and the total number of days traveling (7 days). Rates are available at the deductible and medical limits shown and are subject to change without notice.

Voyager Choice

Voyager Essential

Rates were last updated on March 4, 2024

Voyager Travel Medical Plan Eligibility Requirements

• Subscriber's home country is the U.S.
• Subscriber must be under age 95
• Subscriber must be enrolled in a primary medical insurance plan (Voyager Choice only); that plan does not need to be a Blue Cross Blue Shield plan
• Children under age 6 must be enrolled with a parent
• Initial purchase must be made in the U.S. prior to departure

Family members included in the plan (if applicable) must be:

• Your spouse; civil union partner or domestic partner age 95 or younger, and/or your eligible child(ren) or other eligible dependents
• Resident(s) of the United States
• Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home

If you have questions as to whether your primary insurance plan qualifies or whether your dependents are eligible, please consult the plan booklet.

Frequently Asked Questions about GeoBlue Voyager

Who should buy geoblue travel insurance.

Anyone whose home country is the U.S. needs an international travel medical plan when leaving the U.S. for leisure, educational, missionary, or business travel.

The Voyager plan offers emergency medical insurance for your travel abroad. If you get sick or injured during your trip, you will have access to an emergency hotline for assistance in finding medical care abroad and the plan will cover your medical expenses incurred.

Travel insurance from GeoBlue makes it easy for clients to access care while traveling the world. Their mobile app helps you locate doctors and hospitals anywhere in the world, provides access to unlimited telemedicine visits, provides advice on similar medicines in the country, alerts you to local safety and health issues, and more.

Additional benefits include trip interruption, repatriation, coverage for lost luggage, and medical evacuation.

What are the minimum and maximum trip lengths?

A trip can be as short as one day or as long as 180 days. The minimum charge assessed for this Blue Cross travel insurance plan is seven days.

Does GeoBlue Travel Insurance Plans Include Trip Cancellation Insurance

GeoBlue Travel Insurance plans do not include trip cancellation benefits. The plans provide comprehensive emergency medical benefits and coverage for trip interruption, lost luggage, emergency evacuation, repatriation, etc. 

For trip insurance, visit trip cancellation insurance .

What methods of payment are accepted?

Premiums can be paid by a major credit card online. If you want to purchase now, just click the link to proceed to the Voyager online application .

How are medical evacuation decisions made?

The evacuation benefit pays for a medical evacuation to the nearest hospital, appropriate medical facility or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary and must be approved by GeoBlue.

Are acts of terrorism covered under this plan?

Yes. The GeoBlue Voyager plan does not exclude illnesses or injuries related to terrorism or a terrorist act. To be covered in countries where there are open hostilities, such as Iraq and Afghanistan, a member must not be engaged in hostile or combative activities.

How do I access participating medical providers outside the U.S. and avoid claim forms?

GeoBlue’s Global Health and Safety services help members identify, access, and pay for quality healthcare all over the world. This includes a contracted community of elite providers in 180 countries. Members can access these carefully selected providers and arrange for the bills to be sent directly to GeoBlue. Please note, a member is responsible for their deductible at the time of service, if applicable.
 Members can request direct billing by calling the assistance telephone number listed on their member ID card, or by emailing [email protected].

Will my pre-existing condition be covered under a GeoBlue Voyager plan?

Pre-existing medical conditions are treated differently depending on the plan you have selected.
 The GeoBlue Voyager Choice plan is available to those who have primary insurance inside the U.S. and will cover medical treatments for pre-existing conditions. Please refer to the definition of a primary health plan for more specific information on what plans qualify as primary insurance.
 Under the GeoBlue Voyager Essentials plan, benefits are not available for any services received on or within six months after the Eligibility Date of an Insured Person, if those services are related to a Pre-existing Condition as defined in the Definitions section of the Plan Description. This exclusion does not apply to a Newborn that is enrolled within 31 days of birth or a newly adopted child that is enrolled within 31 days from either the date of placement of the child in the home, or the date of the final decree of adoption.
The pre-existing conditions exclusion under GeoBlue Voyager Essential does not apply to the Medical Evacuation benefit, Repatriation of Remains benefit, or the Bedside Visit benefit. GeoBlue Voyager Essential does not require that insureds have primary insurance at the time of enrollment.

How do I read the fine print for Voyager Plans?

To view a sample policy, visit:

• GeoBlue Voyager Choice Certificate

• GeoBlue Voyager Essential Certificate

Will GeoBlue Voyager cover me inside the U.S.?

No. The GeoBlue Voyager plans are designed to cover a member anywhere outside the U.S.
 U.S. means the 50 states of the United States of America as well as the District of Columbia, Puerto Rico, and the US Virgin Islands.

Do I file claims with my primary insurance first?

GeoBlue Voyager plans are secondary insurance. However, GeoBlue will process and pay claims upfront as a primary payor and reserves the right, where applicable, to contact your primary insurance company to coordinate benefits.

I am leaving before my policy materials arrive in the mail. How will I receive the information I need in time?

Upon a successful purchase, you will receive an email confirmation which contains all your necessary policy information and essential contact information for emergencies. Once enrolled, members can instantly log in to the Member Hub area of GeoBlue’s website and download an electronic ID card and other policy documents.

How far in advance do you need to purchase a GeoBlue Voyager plan?

A GeoBlue Voyager plan may be purchased up to one day before your departure date. GeoBlue recommends that customers wishing to receive a hard copy ID card should allow two weeks before their effective date when purchasing.

I already left on my trip. Can I buy a GeoBlue Travel Insurance plan when I am outside the U.S.?

No. GeoBlue Voyager plans have been approved to be sold to customers purchasing from inside the U.S. Once issued; you may request a policy extension while overseas.

Who is eligible to be on the same GeoBlue Voyager policy?

For GeoBlue Voyager Choice, dependents may include your spouse, age 84 or younger, and your eligible child(ren) or other eligible dependents.

GeoBlue Navigator

GeoBlue Insurance

GeoBlue Trekker Multi-Trip Travel Medical Insurance

GeoBlue is the trade name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross and Blue Shield Association. Made available in cooperation with Blue Cross and Blue Shield companies.

Get a fast, free, international insurance quote.

Global medical plans, specialty coverage, company info, customer service.

GeoBlue Travel Health Insurance Review: Is It Legit?

Imagine this scenario - you're stoked after accepting that new job in your dream country. Then, reality hits two weeks into your foreign adventure. You're flatlined by an exotic infection that derails all your plans.

Instead of taking in the sights, you're passing the time in a janky hospital, stuck with a huge bill and no international insurance. It's a dire situation that any one of us could find ourselves in.

If there's one thing I stand by, it's that global health insurance is a must! But not just any policy - one that really backs you up.

To help you out, I'll be reviewing GeoBlue's travel health insurance for long-term travelers, remote workers and digital nomads . In the internet streets, you may have heard that they've got a ton of great plans at great prices. Is it all legit? And is GeoBlue worth it? Let's find out.

GeoBlue International Health Insurance

GeoBlue is a licensee of insurance giant, Blue Cross and Blue Shield, offering international insurance plans for digital nomads, remote workers, and long-term travelers. Customers enjoy the company's plan variety, customization options, high coverage limits, and wide provider network.

What We Like About GeoBlue International Health Insurance

To start, let me say that GeoBlue International Health insurance is a super solid option for nomads, expats, and long-term travelers to consider. At the same time, the company and its plans aren't perfect. First, we'll highlight the things we like about GeoBlue.

Extensive Global Network

One of the most frustrating things is buying an international insurance plan from a company with a teeny tiny provider network. In situations like this, instead of focusing on recovering, you’re jumping through hoops trying to find someone who’ll accept your coverage. That’s for the birds.

Thankfully, that won't be the case if you opt for GeoBlue medical insurance . The company has an enormous provider network with doctors and hospitals in over 190 countries . You won't have trouble finding care regardless of where you're staying.

Coverage Flexibility

If GeoBlue wins any awards outright, it's for coverage flexibility. When you go to the website, one of the first things you'll notice is that there are many coverage options to choose from.

There are general plans for single, multiple, and long-term trips . Then, there are specialty plans for groups, education, crew, missionary, and corporate travel. They really thought of everything.

There are eight international medical insurance plans in total as of this writing (as you can see below).

Here are the three plans that are best suited to us - digital nomads, remote workers, and long-term travelers:

• Voyager Single Trip - For travelers planning a single trip overseas, this is the plan you want. It covers you for a one-time trip lasting less than 183 days.
• Trekker Multi-Trips - Do you have multiple trips planned over the next year? This plan is ideal. It's one plan that covers several trips during a plan year.
• Xplorer Long-Term Expatriate - Will you be taking a long-term trip abroad for a remote work opportunity, work-study, or even to live? Go with this plan.

The plans offer some of the most comprehensive coverage I’ve seen . Here are some of the benefits you can expect if you choose one of these plans:

• Inpatient hospital services
• Prescription drugs
• Physical and occupational therapy
• Office visits
• Blood transfusions
• Ambulance services
• Complications of pregnancy
• Dental care for accidental injuries

If that wasn’t enough, you have the option to customize your coverage . Here are a few ways you can do that:

• Add optional USA coverage, prescription upgrades, dental and vision, etc.
• Choose your deductible.

You get the most flexibility with the long-term plans. Update plan selection/cost, add dental/vision, RX upgrade, and more.

24/7 Medical Assistance

When it comes to obtaining medical services or navigating the insurance world, it's always nice to have a helping hand. GeoBlue health insurance for travel has a stellar multilingual assistance team that can take care of your plan changes, one-off questions, and more.

They are available 24 hours a day, 7 days a week, 365 days per year on their website, mobile app, or via phone. You can rest assured that you won't be left alone to deal with medical issues.

Filing a claim can be a drag with some insurance companies, but that's not usually the case with GeoBlue. You can easily file claims at any time, either online or via the GeoBlue app on the App Store or Google Play .

Emergency Evacuation and Repatriation

If you're new to international travel insurance, you may have never heard of emergency evacuation and repatriation . But it's so incredibly important for any traveler, especially when overseas. This benefit does two different things :

• Evacuation. The evacuation portion covers your transportation costs in the event of a serious medical situation so you can get to a facility that can appropriately treat you.
• Repatriation. The repatriation portion comes in handy in the unfortunate situation where travelers pass away. The benefit would cover the costs associated with transporting the body back to the traveler's home country.

GeoBlue offers both of these benefits as part of their international insurance plan offering.

Pre-existing Condition Coverage (With Limitations)

Do you have diabetes, high blood pressure, or another pre-existing condition? GeoBlue international insurance plans sometimes include coverage for pre-existing conditions . This is awesome, considering that when researching international travel insurance plans, you'll often find pre-existing conditions on the exclusion list.

Just know that there may be limitations to pre-existing coverage depending on your plan and health situation. So, if you have a pre-existing condition for which you need coverage, be sure to read and understand your GeoBlue plan before purchasing.

Some Things to Keep in Mind about GeoBlue

GeoBlue has some pretty cool perks, but their international insurance isn't flawless . There are several things you should keep in mind about the company and its plans before you sign on the dotted line. We'll get into them here.

GeoBlue insurance plans are not going to be the cheapest. And that's because the company offers very comprehensive insurance coverage with $1 million+ coverage limits. GeoBlue can't give that away for pennies. So, the insurance premiums are going to be a little higher than some competitors.

If you want to know how much a plan would cost you, go to this page for a GeoBlue quote . Select your plan type, enter your trip information, and click “Get a Quote”.

This is an example of what your results will look like:

Limited Mental Health Coverage

International health insurance can only be so comprehensive. In the case of some GeoBlue plans, mental health coverage is lacking . So, if you're someone who values this coverage benefit, be very careful which GeoBlue plan you select.

When shopping for any type of insurance, looking through the exclusions is a no-brainer. GeoBlue doesn't clearly list its exclusions on its main website pages or on FAQ pages, presumably because every plan has a unique set of exclusions.

Here are a few things that may not be covered under a GeoBlue plan, depending on your selection:

• Hospitalizations, services, and supplies that are not medically necessary.
• Services that aren't mentioned in the certificate of coverage.
• Routine physical exams.
• Any expenses before the coverage effective date or after the coverage end date.
• Treatment for hair loss.

This sample Xplorer plan certificate includes a list of 46 exclusions.

Do yourself a favor - before you choose a plan, be sure to look at all of the exclusions so you won't be frustrated later on.

Mixed Reviews

Every insurance company has disgruntled customers, but GeoBlue has many, especially on Trustpilot. As you can see below, the company has a 1.7 out of 5 star rating on the review site. A sheer 81% of reviewers rated them 1 out of 5 stars. However, it's important to acknowledge that this is based on only 27 total reviews (and that negative reviews are usually the loudest!).

Here are a few of the mixed reviews you’ll find on TrustPilot for GeoBlue:

What I find crazy interesting is that GeoBlue’s app ratings on the App Store and Google Play are much better than they are on TrustPilot . They have a 4.1 out of 5 on Google Play and a 4.7 out of 5 on the App Store . And no, the reviews aren’t just singing the app’s praises - they often mention how great the customer service team is.

Making a Claim with GeoBlue

The claims process for GeoBlue is really straightforward, and it all depends on the route you decide to take. You may find that the quickest and easiest way is to submit your claim through the GeoBlue app.

You'll do it through the Member Hub account you registered when you bought your plan or through the mobile app. Simply follow the prompts and submit your claim that way.

If you're not into the electronic claims process, you can submit your claim one of the following ways:

• Send an email with your claim information to [email protected] . A representative will help you out from there, requesting documentation when necessary and answering any questions you may have.
• Fax your claim in.
• Mail your claim in.

To increase your chances of getting your claim approved and paid quickly, here are some tips:

• Save and include all your receipts and bills , ensuring they are signed and legible.
• File the claim as soon as possible. 
• If you won't be sending your claim via the app or member portal, double-check the email address, fax number, or mailing address. You could lose precious time by sending the claim information to the wrong place.
• If you’ll be faxing or mailing your claim in, call GeoBlue first to confirm which documentation to send.

Are There Any Global Health Insurance Alternatives to GeoBlue?

If GeoBlue is rubbing you the wrong way, don’t worry - there are plenty of (insurance) fish in the sea. Below, we'll get into three other international insurance options for people like us :

Genki Resident

Need an international health insurance option with comprehensive benefits, outstanding support at all hours, and affordable plan options ? Check out Genki Resident .

Their Resident and Resident Premium plans are benefit-heavy in the areas that matter most and are specifically tailored to long-term travel excursions . Plus, there are no age or payout limits for their plans, and they cover pre-existing conditions (after a medical history review).

Just know that Genki Resident isn't the best option for those spur-of-the-moment weekend getaways . Plus, coverage may not apply in absolutely every country. You'll need to check first.

Both GeoBlue and Genki Resident offer very robust insurance plans with high coverage limits and the availability of coverage for pre-existing conditions. Both are really good options.

If you're stuck between the two, have a one-on-one with yourself. Are you looking for coverage for short-term trips? You're better off going with Genki Resident . Is customization most important to you? Get a plan that fits you like a glove from GeoBlue .

Read the full Genki Resident review below:

Safetywing Nomad Health

Safetywing Nomad Health is ultra-popular among international travelers looking for some bang for their buck. Like Genki Resident and GeoBlue, Nomad Health by SafetyWing has some benefit-packed plans that give travelers just about everything they could want in a worldwide travel insurance plan .

You get reimbursement for things like hospital treatments, ICU treatments, evacuation, repatriation, and more. Plus, there are very few exclusions and a $1.5 million plan payout max.

The main caveat? Nomad Health plan pricing increases sharply with age , so much so that those of advanced age may find it difficult to afford a plan. GeoBlue and Nomad Health both strike gold when it comes to raw benefits. But GeoBlue beats out Nomad Health when it comes to plan customization and pricing for older travelers.

Read the full Safetywing Nomad Health review below:

Cigna Global Health

Cigna Global Health is a licensee of Cigna, a Big Five health insurance company. This option is ideal for those who are having trouble finding the right plan at other insurers or want to build their plan brick by brick.

Their worldwide coverage is wide-reaching but allows you the flexibility to select add-ons or remove coverage as you see fit. This means that most people can afford an insurance plan from Cigna Global Health.

Have you peeped it yet? Cigna Global Health and GeoBlue are the most alike out of all the plans in this article. It lies in plan customizability and raw benefits. If you're stuck between those two plans, it can be near impossible to make a decision. But you should know that Cigna Global Health plans are more geared toward health and wellness . If you're into that, I say go with Cigna.

Want to get familiar with the best digital nomad insurance plans? Read this all-encompassing guide:

The Bottom Line

Now, it's time for the verdict. Is GeoBlue insurance worth it? It depends.

I'll be honest here, just like I was in the rest of the article. GeoBlue isn't the best international health insurance out there, but it's really freaking solid! They have a ton of insurance options, high benefit maximums, and inclusive benefits… but the kicker that differentiates it from most competitors is the extreme customizability of the plans.

I have to dock them 1 point for thin mental health coverage, a low Trustpilot rating, and sometimes lengthy exclusion list . All in all, this insurance will be worth it for those who are serious about tailoring their plans. If you aren't, explore other plans to survey your options.

I hope you found this GeoBlue travel insurance review helpful, and I wish you the best as you proudly fly by the seat of your pants!

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Comprehensive coverage that protects your trip

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10 Best Travel Insurance Editor

• Flexible policy pricing with different coverage limits and deductibles to cater to individual needs and budgets.
• Access to a network of doctors who can bill GeoBlue directly, simplifying the claims process and providing peace of mind.
• Telemedicine services available for non-emergency care
• Limited trip interruption coverage and lack of cancellation protection
• Plans tend to be more expensive compared to basic emergency coverage offered by other insurers

Is GeoBlue Travel Insurance Legit? Phone Number, Reviews, Login, Cost and Claims

GeoBlue serves as a travel insurance provider, delivering extensive coverage for individuals traveling or residing abroad .

Their offerings include access to a network of healthcare providers, mobile and online tools, telemedicine services, and dedicated customer support.

GeoBlue is dedicated to ensuring dependable and convenient health and safety protection for travelers and expatriates globally.

In this evaluation, my goal is to offer you a comprehensive analysis of GeoBlue Travel Insurance , incorporating insights from both my personal investigations and experiences.

I will explore various elements, including their contact details , reviews, pricing, login process, and array of products .

In the end, I’ll provide my honest viewpoint on whether choosing to invest your time and money with them is a wise decision.

GeoBlue Travel Insurance Contact Information

If you need to get in touch with GeoBlue Travel Insurance for any reason, you have the following contact options:

GeoBlue Travel Insurance Products and Services

GeoBlue provides a range of travel insurance products designed to safeguard you and your family during international journeys.

Their plans include:

Global Network

GeoBlue boasts a robust worldwide network comprising hospitals and physicians, providing you with accessible medical care during your travels.

Exceptional Service

GeoBlue delivers outstanding service to its members, ensuring round-the-clock customer support.

World Class Healthcare

GeoBlue provides top-tier healthcare coverage designed to assist with covering medical expenses in the event of illness or injury during your travels.

Long-term Coverage

GeoBlue provides extended coverage for expatriates residing or working abroad for a duration of six months or longer.

Their long-term plans include:

Comprehensive Global Benefits

GeoBlue’ s extended-term strategies encompass extensive worldwide coverage, encompassing medical, dental, and vision healthcare benefits .

Medical Assistance Services

GeoBlue’ s future strategies encompass the development of a next-generation suite of medical assistance services.

Short-term Coverage

GeoBlue provides temporary coverage designed for business travelers on trips lasting up to 180 days outside their home country.

Their short-term plans include:

Group Travel Medical Benefits

GeoBlue offers group travel medical benefits specifically designed for business travelers through its short-term plans.

GeoBlue’ s temporary coverage options encompass a range of services , including emergency medical evacuation and repatriation.

GeoBlue Travel Insurance offers a comprehensive suite of services to help you stay healthy and safe while traveling abroad.

Doctor and Facility Search

Discover reliable physicians and medical facilities across more than 180 nations.

Prescription and Pharmacy Services

Obtain prescription drug coverage for both domestic and international use.

Personal Services

Get help in scheduling appointments, overseeing ongoing health conditions, and understanding global treatment choices.

Travel Assistance

Receive assistance for common travel services in the event of an unforeseen disruption to your journey.

Translation Tools

Effectively communicate with healthcare providers by translating your symptoms, medical history, and medications.

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GeoBlue Travel Insurance Reviews

As of June 2023, GeoBlue boasts a rating of 4.63 out of 5 on Squaremouth , supported by more than 80 reviews .

Numerous customers highlighted their requirement for international health insurance without cancellation or additional travel coverage, and they discovered that GeoBlue perfectly met their needs.

Several reviewers encountered difficulties when attempting to locate information about healthcare providers within GeoBlue’ s network in the country they were visiting.

GeoBlue Travel Insurance Login

Member login.

To access your GeoBlue account, please adhere to the following steps:

• Enter your email address and password in the provided fields.

• Check the “Keep me signed in” box if you want to remain signed in for your next visit.
• Click the “Sign In” button.

If you have forgotten your password, you can click the “Forgot password?” link to reset it.

Agent Hub Login

The GeoBlue Travel Insurance Agent Hub Login page requires entry of both a username and password .

In case you forget your password, simply click on the “Forgot Password?” link.

It’s important to note that the password field is case sensitive.

GeoBlue Travel Insurance Cost

The pricing of travel insurance policies is contingent upon various elements such as the expenses associated with your journey, your age, pre-existing medical conditions, chosen destinations, coverage limits, duration of your stay, and additional factors .

These diverse variables will be inquired about by the insurer during the registration process .

Cost Of International Travel Insurance

The quotes indicate the expenses for a month-long journey spanning from September 1 to September 30, 2023, catering to a 40-year-old individual hailing from Texas.

The proposed plan features a $0 deductible and provides $1,000,000 in medical coverage.

Voyager packages include $1,000 for trip interruption and $500 for lost baggage coverage.

How To File A Claim With GeoBlue Travel Insurance

GeoBlue provides various avenues for submitting claims.

For individuals covered under travel medical plans, the Member Hub and mobile app are accessible, facilitating electronic claims submission.

This involves completing a claims form and uploading scans or images of relevant medical bills and supporting documents.

Alternatively, filing a claim can be done through fax, email, or conventional mail.

Frequently Asked Questions (FAQs)

For additional details on GeoBlue Travel Insurance , kindly consult the designated Frequently Asked Questions (FAQ) section.

What is GeoBlue Travel Insurance?

GeoBlue Travel Insurance provides travel insurance plans that encompass medical expense coverage, trip interruption protection, and coverage for lost luggage.

Additionally, the company extends a range of services aimed at ensuring the well-being and safety of travelers abroad.

These services include a search feature for locating doctors and facilities, prescription and pharmacy services, personal assistance, travel support, and translation tools.

How much does GeoBlue Travel Insurance cost?

The pricing for GeoBlue Travel Insurance is determined by several factors, including the duration of your journey, your age, the destination, and the type of coverage you select.

To obtain a policy quote, visit the GeoBlue Travel Insurance website.

How do I file a claim with GeoBlue Travel Insurance?

You have the option to submit a claim to GeoBlue Travel Insurance through various methods, including online, fax, email, or mail.

To file a claim online, simply create an account and log in.

Once logged in, you can complete a claim form and upload scans or images of pertinent medical bills and supporting documents.

Is GeoBlue reputable?

As of June 2023, GeoBlue boasts a rating of 4.63 out of 5 on Squaremouth, supported by over 80 reviews.

Numerous customers highlighted the suitability of GeoBlue for their international health insurance needs, particularly emphasizing its coverage without cancellation or other travel-related features.

Following my investigation, I can assert with confidence that GeoBlue Travel Insurance is trustworthy and stands out as one of the premier choices for individuals seeking medical coverage while traveling internationally.

The company has earned a commendable reputation, offers excellent customer service , provides a user-friendly login feature, and presents a competitive cost.

I think this article provided you with both enjoyment and valuable insights as you delved into the details of GeoBlue Travel Insurance .

For a more in-depth exploration of insurance-related subjects, explore our blog for additional articles similar to this one.

Insurance Strategy Specialist

Howdy Robert is a seasoned Insurance Strategy Specialist known for his strategic acumen in devising tailored insurance solutions. With a focus on strategic planning, Howdy collaborates with individuals and businesses to develop customized insurance strategies that align seamlessly with their unique risk profiles and financial aspirations.

Howdy earned his degree in Strategic Insurance Planning from Horizon University , providing him with a robust academic foundation in insurance principles, strategic management, and risk analysis. This educational background serves as the bedrock for Howdy’s ability to create dynamic and forward-thinking insurance strategies.

In his role as an Insurance Strategy Specialist, Howdy excels in various insurance sectors, including:

• Property and Casualty Insurance
• Life and Annuities
• Commercial Liability Insurance
• Specialty Lines (e.g., Cyber Insurance)
• Employee Benefits and Group Coverage

Howdy’s expertise spans these diverse sectors, allowing him to design comprehensive insurance strategies that cater to the nuanced needs of each client.

With over a decade of practical experience, Howdy Robert has honed his skills as a trusted advisor in the insurance industry. His professional journey includes collaborating with a wide array of clients, from individuals seeking personal coverage to businesses navigating complex risk landscapes. Howdy’s experience extends beyond traditional coverage, incorporating strategic planning to ensure that clients not only have protection but also a roadmap for achieving their broader financial goals.

As an Insurance Strategy Specialist, Howdy Robert is dedicated to providing clients with strategic insights and customized solutions. His ability to navigate multiple insurance sectors and design tailored strategies sets him apart, offering clients a holistic approach to risk management and financial planning.

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Best International Travel Insurance for June 2024

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If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

Which company has the best international travel insurance.

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

Are there any limitations or exclusions international travelers should be aware of?

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

What insurance do you need for international travel?

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Should you get travel insurance for international travel?

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

How far in advance should international travelers purchase travel insurance?

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

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