travel money exchange richmond

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Best places to exchange currency in Richmond

You've got a few options if you want to exchange currency in Richmond. Whether you’re buying travel money in cash, looking for secure ways to cut the costs of making ATM withdrawals abroad, or sending money to someone overseas, we’ve got options for you.

You might decide to pop into a physical currency exchange store in Richmond - but many customers will find it more convenient to pick up a low cost travel card instead, for on the go payments, cash withdrawals and easy to convert currencies with great exchange rates.

Wise travel card - A low cost alternative to exchange shops

Order and get your Wise travel card in Richmond for convenient spending and withdrawals during your trip.

Wise uses the mid-market exchange rate with no markup or margin when converting your money to any currency you need. This may work out cheaper than most currency exchange shops in Richmond.

8 best places to exchange money in Richmond

The best place to exchange currency in Richmond does depend a lot on where in the city you are, and which currencies you need. You'll need to do a bit of your own research - but to start you off, we've detailed 8 of the top rated exchange services in Richmond, according to Google.

Vancouver Bullion & Currency Exchange

• Phone : (604) 248-0777
• Website : http://www.vbce.ca/
• Address : 6061 No. 3 Rd #118, Richmond, BC V6Y 2B2, Canada
• Monday: 9:00 AM - 5:00 PM
• Tuesday: 9:00 AM - 5:00 PM
• Wednesday: 9:00 AM - 5:00 PM
• Thursday: 9:00 AM - 5:00 PM
• Friday: 9:00 AM - 5:00 PM
• Saturday: 10:00 AM - 4:00 PM
• Sunday: Closed

Everforex Currency Exchange

• Phone : (800) 699-4816
• Website : http://www.everforex.ca/
• Address : 5900 No. 3 Rd #430, Richmond, BC V6X 3P7, Canada
• Monday: Closed
• Tuesday: Closed
• Wednesday: Closed
• Thursday: 11:00 AM - 3:00 PM
• Friday: 11:00 AM - 3:00 PM
• Saturday: Closed

Kingmark Currency Exchange Inc. - Richmond

• Phone : (604) 273-8100
• Website : http://www.kingmark.ca/
• Address : 3700 No. 3 Rd #1025, Richmond, BC V6X 3X2, Canada
• Monday: 9:15 AM - 5:30 PM
• Tuesday: 9:15 AM - 5:30 PM
• Wednesday: 9:15 AM - 5:30 PM
• Thursday: 9:15 AM - 5:30 PM
• Friday: 9:15 AM - 5:30 PM
• Saturday: 9:15 AM - 5:30 PM
• Sunday: 9:15 AM - 5:30 PM

恒泰金融国际换汇 Hingtgen Capital

• Phone : (778) 531-1111
• Website : http://hingtgencapital.com/
• Address : 3779 Sexsmith Rd Unit 2127, Richmond, BC V6X 3Z9, Canada
• Monday: 10:00 AM - 6:00 PM
• Tuesday: 10:00 AM - 6:00 PM
• Wednesday: 10:00 AM - 6:00 PM
• Thursday: 10:00 AM - 6:00 PM
• Friday: 10:00 AM - 6:00 PM
• Saturday: 11:00 AM - 5:00 PM

Coins Union

• Phone : (604) 908-1220
• Website : n/a
• Address : 4000 No. 3 Rd Unit 1135, Richmond, BC V6X 0J8, Canada
• Monday: 11:00 AM - 7:00 PM
• Tuesday: 11:00 AM - 7:00 PM
• Wednesday: 11:00 AM - 7:00 PM
• Thursday: 11:00 AM - 7:00 PM
• Friday: 11:00 AM - 7:00 PM
• Saturday: 11:00 AM - 7:00 PM

靠谱换汇 KAPU Currency Exchange

• Phone : (888) 356-6999
• Website : https://www.kapu.ca/
• Address : Aberdeen Square 5 Floor 时代广场, 4000 No. 3 Rd #5125, Richmond, BC V6X 0J8, Canada
• Monday: 11:00 AM - 6:00 PM
• Tuesday: 11:00 AM - 6:00 PM
• Wednesday: 11:00 AM - 6:00 PM
• Thursday: 11:00 AM - 6:00 PM
• Friday: 11:00 AM - 6:00 PM
• Saturday: 12:00 - 6:00 PM
• Sunday: 12:00 - 6:00 PM

Happy Currency Exchange

• Phone : (604) 438-6888
• Website : https://happycurrency.com/
• Address : 4777 Mcclelland Rd Unit 1520, Richmond, BC V6X 0M5, Canada
• Monday: 9:30 AM - 6:00 PM
• Tuesday: 9:30 AM - 6:00 PM
• Wednesday: 9:30 AM - 6:00 PM
• Thursday: 9:30 AM - 6:00 PM
• Friday: 9:30 AM - 6:00 PM
• Saturday: 9:30 AM - 5:30 PM

Hig Currency Exchange

• Phone : n/a
• Address : 6061 No. 3 Rd #108, Richmond, BC V6Y 2B3, Canada
• Monday: 9:30 AM - 5:30 PM
• Tuesday: 9:30 AM - 5:30 PM
• Wednesday: 9:30 AM - 5:30 PM
• Thursday: 9:30 AM - 5:30 PM
• Friday: 9:30 AM - 5:30 PM

How we rated the currency exchange shops in Richmond

We've taken into account the Google ratings at the time of research, looking at exchange services in popular Richmond areas. As ratings are dynamic, and things change all the time, you’ll want to also do your own research before you head out to exchange your money.

How to exchange currency in Richmond

Depending on your needs and preferences, you may want to choose between banks, currency exchange shops and online platforms to exchange currency conveniently in Richmond. It’s worth noting that to keep customers safe, and to comply with the law, it’s common for exchange services to ask for ID when you buy foreign currency. Get ready by having your photo ID, such as a passport or driving license, with you when you arrange your exchange.

If you’re planning on exchanging currency with a bank, you’ll need to double check the travel money and exchange options available. Many banks only offer exchange to customers who already have an account - plus you might have to order online in advance, particularly if you’re looking for a more exotic currency. If your local bank offers currency exchange to people who aren’t customers, bear in mind that you’ll need to take an ID document along with you to collect your cash.

To exchange currency in Richmond using a bank:

• Check that the bank you've picked offers currency exchange
• Make sure the currency you need is available - you may need to order ahead
• Visit a branch with cash, or order online, depending on the bank's process
• Take your travel money instantly, or collect in branch later - remember your ID document if you're not a customer

As an alternative you could choose to visit a currency exchange service or travel money specialist which offers online or on the spot exchange. Currency specialists usually have a very good selection of foreign currencies available, although smaller branches may not hold everything in stock at one time. It’s also useful to know that the exchange rate you get for an on the spot exchange in a store may be different to the one you’ll get when ordering online for collection - usually online orders get a better rate.

To exchange currency in Richmond using a currency exchange service:

• Decide if you'll visit a currency exchange store in person to exchange, or order ahead
• Place your order online and pay by card or with BPAY, or visit a branch with cash
• Take your travel money instantly, or collect in branch later - you'll need to take along your ID document when you visit the branch to place a collect your order

Finally, you might choose to order your travel money online. There are a few ways to do this. Some providers will let you order online and either have the cash delivered to home, or you can collect at a branch or in the airport. Other options offer a travel money card which you can order online, top up, and then use for spending and withdrawals while you’re away. This can be an especially convenient option as it’s often possible to complete the whole process without needing to leave home.

To exchange currency in Richmond online:

• Choose an online currency exchange service which suits your needs
• Order your travel money or travel money card, following their specific process
• You'll normally need to upload an image of your photo ID document for verification
• Your money or card can be delivered to home or collected, depending on the provider you pick

Things to look at before exchanging money

Before you decide how to exchange money it’s worth shopping around to compare a few different available options. That can mean your money goes further. Here are a few more important tips:

Avoid airport currency exchanges

Airports often have currency exchange services - but they’re not usually good value. Services at the airport know that customers have few options left, which means they can crank up the costs. You may not see any fee displayed, but there are likely to be charges rolled into the exchange rate used to convert your dollars to the currency you need, which can be very high.

Check the mid-market rate

Not sure what a good rate looks like? Check the mid-market rate for your specific currency. The mid-market rate is the one used on global markets, and when banks buy and sell currencies. However, it’s not usually passed on to customers. Instead extra fees are added - a markup, margin, or spread. Compare the rate you’re being offered to the mid-market rate for your currency - which you can get from Google - to see this.

Beware of ATM rates

If an ATM in a foreign country asks if you’d prefer to pay in dollars, say no. If you agree, the ATM will manage the currency conversion for you - and that ATM will not give you as good a rate as the one your bank or card network offers. Pay at ATMs and with merchants using the local currency wherever you are, to avoid this.

Get a travel money card from Wise

Travel money cards can help you avoid costs and hassle when exchanging money. Order a card online, add a balance in dollars, and either convert to the currency you need in advance or at the point of payment. Providers like Wise support 40+ currencies for holding and exchange, and often use better exchange rates and lower fees compared to physical currency exchange stores.

Factors to consider when choosing an exchange provider in Richmond

Before you pick the right Richmond currency exchange option for your needs, do a little shopping around. Compare the available options, looking at the costs involved, how safe they are, and what customers say about them.

When considering costs make sure you check both the exchange rate and the fees charged. It's common for services to state there's no commission, when the costs have simply been added into the exchange rate being used.

Double check safety by picking a reputable and licensed provider. If you're exchanging money at a major bank you can rest assured it's licensed. If you're using physical currency exchange stores it's worth asking how they're regulated - and with online providers you can usually find everything you need in a footnote on the website, including licensing details.

Finally, ask around for personal recommendations from friends and family in Richmond, and use online resources like Google reviews and Trustpilot to make sure previous customers are positive about any service you might pick.

Best foreign currency exchange rates in Richmond

Exchange rates can be confusing. It can often seem like every bank, exchange store or online service has their own rate - and choosing can feel daunting.

The key to getting the best currency exchange rate in Richmond is to understand the mid-market exchange rate for your currency pair. The mid-market rate is the rate used when trading on global markets - the one banks and currency exchanges get when they buy or sell currencies themselves. However, providers usually don't pass on this rate to customers - they'll add a percentage markup or margin, which is a fee, to the rate offered to retail customers buying or selling relatively small amounts of currencies.

You can take the mid-market rate for your currency as a good benchmark when measuring up your options for currency exchange in Richmond. Find the mid-market rate on Google, and then look for a provider which offers this or as close as possible to it.

Another good bet is to pick a travel money card from a service like Wise which offers currency exchange which uses live mid-market rates, with the fees split out for clarity and transparency.

When is the best time to exchange currency

Exchange rates change a lot, based on the demand in global markets. That means that there's no best time for currency exchange, but tracking the market can certainly help you spot a good deal when one becomes available.

Keep an eye on the mid-market rate for your currency, using any of our handy tools, and watch how it's changing over time. It's also possible to set up rate alerts online which can help you learn when a rate hits the level you're looking for. If you're planning on converting cash - or if you have a travel money card - you can lock in the rate by buying your foreign currency at that point.

No matter how good a deal you think you're getting, be sure you're picking a safe and reputable provider for your exchange. If it sounds too good to be true it probably is.

Tips for finding the best currency exchange rates in Richmond

Here are a few final ideas on how to find the best exchange rates in Richmond, no matter which currency you need to buy:

• Compare the available rates across different providers close to you and online - and be sure to check for any additional fees or commissions which can push up costs significantly
• Use online currency converters or mobile apps to stay updated on the current exchange rates for your currency pair, and buy when the time's right
• Consider using an online alternative such as Wise or Revolut so you can instantly convert currencies using just your phone, wherever you're ready

Why buy foreign currency in Richmond?

Getting your foreign currency in Richmond may offer a better deal compared to buying it from the airport or in your destination country. Airport exchange services know they have a captive audience and can add in extra fees and exchange rate hikes, pushing up the price you pay. Exchanging money in your destination eats into your precious holiday time - plus you may be targeted by unscrupulous money changers with bad rates.

Here are a few good reasons to exchange your currency in Richmond:

• As you have time to shop around, you may find you can get better exchange rates
• Buying currency close to home (or even without leaving home) offers speed and convenience
• It's far easier to check the safety and reputation of a provider you know, rather than picking one at your destination
• You won't need to waste your holiday standing in line in a currency exchange store - you can get on with your trip instead

There are a few different ways you might want to currency in Richmond. You could head to a bank, choose a physical currency exchange service, or go for an online option.

There are also some great travel money cards from providers like Wise and Revolut which allow you to order a card online or in an app, top up remotely, and spend or make withdrawals overseas easily. Travel money cards are secure and often offer better exchange rates and lower overall costs compared to switching currency at the airport or in a physical location in your destination.

Use this guide to figure out which currency exchange in Richmond might be best for you, and don't forget to also take a look at travel money cards to see if popping one in your wallet can help you save.

FAQ - Best places to exchange currency in Richmond

There's not one single best place to exchange currency for travel, but converting your currency online before you head off can save time - and often money. One convenient option is to get a travel money card from a provider like Wise or Revolut, to add and exchange money with just your phone.

The cheapest way to get foreign currency in Richmond will depend on the currency you need and the value you want to exchange. This guide gives some good pointers to locations you may want to compare, but shopping around is still essential. Compare the exchange services in Richmond with online and digital services to get the best deal overall.

Exchanging cash on arrival is inconvenient and can leave you vulnerable to scams and unscrupulous money changing services in your destination. You can exchange money before you go conveniently - or get a travel money card which you can top up digitally and use for spending and withdrawals when you're away, often with great rates and low fees.

Yes. If you get a bad exchange rate - or high commission costs - you'll end up with less money in the end for your trip. Before you exchange money, shop around and compare both on and offline options to make sure you get a good deal without excessive fees.

Banks and currency exchange stores can exchange your foreign currency back to Canadian Dollar - but the rate is unlikely to be as good as it was when you converted in the first place, which means you get less back than you spent. Instead, consider a travel money card like the Wise card which lets you leave your money in dollars and convert on the spot when you make a payment or withdrawal overseas.

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Foreign currency

Find our best exchange rates online and enjoy 0% commission on over 60 currencies. And you can choose collection from your nearest branch or delivery to your home

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Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

Why get your holiday cash from Post Office?

• Order online, buy in branch, or choose delivery to your home or local branch 
• 100% refund guarantee* if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Just send your receipts and evidence of cancellation to us within 28 days of purchase. *T&Cs apply
• Order euros or US dollars to collect in branch in as little as 2 hours

Today’s online rates

Rate correct as of 28/04/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

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A chance to win £5000 when you top up a new or existing Travel Money Card*. Offer ends 12 May

*Exclusive to travel money cards. Promotion runs 4 March to 12 May 2024. 1 x £5,000 prize available to be won each week. Minimum equivalent spend of £50 applies.

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Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

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Read our travel money FAQs or contact our team about buying currency online or in branch:

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Foreign Currencies

All major currencies available from stock. Please call 020 7637 7336 for availability of minor and exotic stock.

Buying back un-used currency

Exchange unused banknotes for sterling – in store or by post.

When you return from your trip abroad, we'll buy back any foreign currency you haven't used. Our buy back service is commission free and available at all our central London bureaux. In addition to all major and exotic currencies, we will also exchange many pre-Euro currencies at our Market Place bureau .

Alternatively, you can post your banknotes to us. Please fill in our currency buy back form and send it, along with your currency, to either our Market Place or Bishopsgate bureau. We’ll convert the currency at the buy back exchange rate on the day we receive your currency and either credit it to your UK bank account, or send you a cheque. Be sure to send your currency using Royal Mail Special Delivery, and ensure it is appropriately guaranteed and insured.

For transactions with a sterling value of over £2500, please contact one of our traders on 020 7637 7336 or 020 7256 7457 prior to sending the currency.

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The benefits of exchanging your holiday money with M&S Bank

Wide range of foreign currencies.

We offer a wide range of foreign currencies in our Bureaux, with more available to order online. It is easy to compare travel money with M&S Bank. See footnote * *

As well as the euro and US dollar , our range includes currencies such as the UAE dirham, Bulgarian lev , Turkish lira , Thai baht and Mexican peso .

Travel money sale now on!

Click & Collect sale on euro and US dollar available until 11 April 2023.

£150 minimum order. Exchange rates will still fluctuate daily during the sale period, but you’ll receive the best rate applicable on the date your order is placed. Rates shown when placing your order are sale rates. Offer subject to availability, buy back not included. Cancellation fee and full T&Cs apply.

SameDay Click & Collect

• Order between £150 and £2,500
• Euro and US dollars available to order and collect in over 450 stores *
• Order and collect euro , US dollars , Turkish lira , New Zealand dollar , Australian dollar , Thai baht , Canadian dollar , South African rand and UAE dirham, from our Bureau the same day

Find my nearest Click and Collect store

Click & Collect † See footnote †

• A wide range of currencies available to collect from our in store Bureaux See footnote * *
• Order and collect from the next day

Our best rates on euro and US dollar when you Click & Collect

To get an even better exchange rate on euro and US dollar , use our Click & Collect service. Pay now and lock in today's rate, then collect from a store at a time convenient for you.

CHANGE4CHANGE

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureaux, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

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Travel money buy-back service

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the Bureau de Change. That's all unused notes in any denomination we sell.

Find out more about M&S Travel Money Buy Back service

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureau stores, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

Find a bureau

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the bureau de change. That's all unused notes in any denomination we sell. Proof of purchase may be required so please retain your receipt, just in case.

Up to 55 days' interest-free credit when purchasing with an M&S Credit Card See footnote ** **

Representative example: based on an assumed credit limit of £1,200, our 24.9% rate per annum (variable) for purchases gives a representative rate of 24.9% APR (variable). Credit is subject to status.

No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card.

What you'll need to bring

To collect foreign currency you've purchased online, you will need:

• A valid UK photographic driving licence, passport or EU national identity card (Romanian & Greek National ID Cards are not accepted)
• Your card you used to place your order - both ID and payment card must have the same name
• Your order number (this can be found on your confirmation email)

To purchase foreign currency in one of our Bureaux, you will need:

• A valid UK photographic driving licence, passport or EU national identity card - both ID and payment card must have the same name

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Use the M&S Bank Bureau Finder to find your nearest M&S Bureau de Change and opening hours.

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Going on holiday? Get to grips with how you can use a credit card outside of the UK.

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If you are concerned about having your passport or credit card skimmed whilst abroad learn more about RFID technology.

What influences exchange rates?

Discover what factors contribute to the exchange rates that you see today.

How to budget for long term travel

Going on a long-term trip? Read our guide on how to budget successfully to ensure you have the most memorable time possible.

Visiting a Christmas market?

Learn more about the many Christmas markets across Europe.

Frequently asked questions

Can i use a credit card to purchase travel money.

Yes, you can use a credit card to purchase travel money. However, please check with your card provider as they may apply fees or charges e.g. cash advance fees or other fees.

Our Bureaux accept the majority of UK issued major credit cards.

How much cash can I travel with?

You can learn more about taking cash in and out of Great Britain and declaring cash by visiting gov.uk .

Should I get foreign currency before I travel?

Buying your travel money before you travel can be an important part of pre-holiday preparation. You can use our Currency Converter to get the latest exchange rates across worldwide holiday destinations.

Where can I collect M&S Travel Money from?

You can collect M&S Travel Money from over 100 bureaux de change or from over 350 stores nationwide. You can find your nearest M&S Bureau de Change using our Bureau Finder .

Where can I get the best exchange rate?

Exchange rates change on a regular basis and vary depending on the currency you order. At M&S Bank, we offer our best rates for euro and US dollar via the Click & Collect service, where you can order your currency and collect from the next day in an M&S location local to you. If you order online before 4pm, you can collect the same day. For all other currencies, check our website for more information.

How much travel money can I order?

For orders placed via Click & Collect, there is a minimum £150 order and maximum of £2,500. For Bureau de Change walk-ups, there is no minimum order.

How do I confirm my Travel Money purchase using my M&S Credit Card?

There are three ways to verify your payments - you can use our M&S Banking App, a one-time passcode via text message or by using a card reader to verify your payment. Use our how-to videos or step-by-step guides to find out more.

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Useful information

View exchange rates

Find out more about euro rates

Find out more about US dollar rates

Find out more about Australian dollar rates

Find out more about Canadian dollar rates

Find out more about New Zealand dollar rates

Find out about M&S Travel Insurance

Important documents

M&S Travel Money Terms and Conditions

M&S Travel Money Click & Collect Sale Terms and Conditions

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* Subject to availability

** With the M&S Credit Card, you'll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.

† Next Day collection is subject to availability. Please confirm your collection date and location at the checkout.

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