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Reviews 3.3.

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I purchased a medical policy for travel…

I purchased a medical policy for travel outside of the USA. Goose told me the policy was excellent as it covered up to 1 million in medical expenses and no deductible. I was taking a two week trip to Thailand. I had a great time till the last two days of my trip. I ended up in the ER with an obstructive kidney stone. It required action as it was too large to pass and my kidney was enlarged. Goose has provided NO help with my claims for this event. I was told they would help and they have done nothing. I hope that they will not disappoint me in this matter. If they do provide the help I need to get my claim processed I will revisit my rating. As of now, their customer support is not good.

Date of experience : December 31, 2023

Excellent COVID coverage

Good customer service in procuring COVID travel insurance from Canada. I would rate higher, but on my 2nd call to them I had to leave a VM, which doesn't leave a good feeling of customer support. After chatting a bit via IM they called me back, and answered all of my questions. They also provided clear policy language so you know what you are getting - just make sure you get the right policy language for the type of insurance you are interested in.

Date of experience : February 10, 2022

Great experience with this company

Great experience with this company. All is an app on your phone!

Date of experience : September 01, 2023

HelloSafe » Travel Insurance » Goose

Goose Travel Insurance Review 2024: Updated

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Looking for hassle-free travel insurance that you can buy right from your mobile? Goose Travel Insurance makes it incredibly easy, allowing you to purchase a policy on their app in less than a minute.

With $10 million in medical coverage, no age limits , and an add-on for unstable pre-existing medical conditions, Goose could be a great choice for your next travel. It also offers you a " Cancel For Any Reason " add-on, which lets you cancel your trip for any reason and still get reimbursed.

Read our comprehensive Goose Travel Insurance review to know more about coverage, cost, pros and cons , how to apply, claims, and if it's the right choice for you.

Goose Travel Insurance: Key Points

  • Get up to $10 million worldwide travel medical insurance
  • You can buy a policy using the Goose mobile app in less than a minute
  • Unstable pre-existing medical conditions rider
  • No age limits on coverage
  • Tailormade multi-trip and single-trip plans for Canadians and visitors

Our Goose Travel Insurance Review

Goose Travel Insurance is a convenient and comprehensive option for travellers seeking extensive coverage with minimal hassle. With up to $10 million in emergency medical coverage and no age limits , Goose is a solid choice. The ability to purchase a policy in less than a minute using the Goose app makes it incredibly user-friendly.

The $10 million Goose travel medical insurance coverage is as high as that of reputed insurers like BCAA travel insurance and more than insurers like Blue Cross travel insurance which offers up to $5 million.

A standout feature is the "Cancel For Any Reason" add-on, providing additional flexibility for trip cancellations . Goose also offers coverage for unstable pre-existing medical conditions through an add-on , making it a valuable option for travellers with health concerns. However, trip cancellation coverage is capped at $5,000 , which might be less than some travellers need. Most insurers in the market offer up to $20,000 like Manulife travel insurance .

Goose Travel Insurance also provides various optional coverages, such as baggage insurance and specific coverage for COVID-19-related issues. While the trip protection features are not as robust as some competitors, the overall ease of purchase and comprehensive medical coverage make Goose a reliable choice for many travellers.

Expert advice

Goose Travel Insurance is ideal for travellers seeking a quick and convenient way to purchase comprehensive travel insurance directly from their mobile devices. It's particularly beneficial for those needing high medical coverage, flexible cancellation options, and coverage without age restrictions.

Pros of Goose Travel Insurance Canada

  • Up to $10 million travel medical insurance
  • You can get coverage in just 60 seconds
  • Purchase and manage policy on the mobile app
  • 24/7 customer service
  • 5% companion discounted on multi-trip policies

Cons of Goose Travel Insurance Canada

  • Need to download the app or call for in-depth information about plans.
  • Trip cancellation coverage only up to $5,000
  • Many sports and outdoor activities are excluded from coverage
  • No all-inclusive plan
  • No website interface option for policy application

Before choosing Goose travel insurance, compare options and quotes. Use our free tool below to compare the best travel insurance companies and get instant quotes online.

Compare the best travel insurance plans on the market!

What does Goose travel insurance cover?

Goose travel insurance offers a large variety of budget-friendly packages to cover emergency medical issues, travel cancellation and interruption, baggage-related issues, and even options for pre-existing conditions. Here are the main plans offered by Goose Travel Insurance:

Summary Table of Goose Travel Insurance Plans

Goose travel insurance coverage details, 1. emergency medical insurance - multi trip annual & single trip.

  • Coverage Limit : Up to $10,000,000
  • Hospital, out-patient treatment, physician, ambulance services
  • Prescription drugs, medical appliances, private nursing
  • Dental services (up to $700 for non-accidental emergencies)
  • Follow-up visit, fracture treatment (up to $1,250)
  • Hospital allowance, remote evacuation (up to $6,000)
  • Emergency air transportation, return of excess baggage, companion, dependent children, and pets
  • Repatriation in event of death, family transportation, out-of-pocket expenses (up to $5,000)
  • Best For : Travelers needing extensive emergency medical coverage

2. Trip Cancellation & Trip Interruption Insurance - Multi Trip Annual & Single Trip

  • Coverage Limit : Up to the sum insured as indicated on the policy declaration. Trip cancellation up to $5,000 per insured.
  • Trip cancellation due to medical conditions, death, or quarantine
  • Trip interruption due to unforeseen circumstances (up to $25,000)
  • Reimbursement of non-refundable prepaid travel costs
  • Additional single supplement accommodation expense
  • Out-of-pocket expenses (up to $1,500)
  • Repatriation in the event of death
  • Best For : Travelers needing financial protection against trip cancellations and interruptions.

3. Trip Interruption Insurance Only - Multi-Trip Annual & Single Trip

  • Coverage Limit : Up to the sum insured as indicated on the policy declaration
  • Trip interruption due to unforeseen circumstances
  • Best For : Travelers who need protection against trip interruptions but not cancellations.

4. Optional Coverage

  • Coverage for lost, stolen, or damaged baggage
  • Coverage Limit: Varies by plan but typically up to $5,000
  • Coverage for pre-existing conditions that are not stable
  • Coverage Limit: Up to $300,000
  • Coverage for trip cancellations for any reason not covered under standard trip cancellation insurance
  • Coverage Limit: Up to 75% of non-refundable prepaid travel costs

Good to know

You can download the below PDF for the full list of benefits, exclusions, and limitations. You can also contact Goose Travel Insurance customer care at [email protected] should you have any questions.

Does Goose cover COVID-19-related travelling issues?

Goose Travel Insurance COVID-19 coverage is available under specific conditions:

  • Quarantine Coverage : If you or your travelling companions are placed under quarantine after a positive COVID-19 test, an automatic extension of up to 14 days is provided. Documentation must be provided to substantiate the quarantine.
  • Trip Cancellation & Interruption : Coverage does not apply if cancellation or interruption is caused directly by COVID-19, SARS-CoV-2, or any related variants unless the interruption is due to a medical condition caused by these viruses.

You can also get travel insurance coverage on your credit card. Most credit cards in Canada have in-built travel coverage. You can check the credit card travel insurance benefits on your card using our free HelloCard tool.

How much does a travel insurance with Goose cost?

The cost of travel insurance coverage with Goose depends on several variables:

  • Your desired coverage and options.
  • Your deductible.
  • Your waiting period.
  • Your destination(s).
  • The length of your trip.

Therefore, we advise you to get a customized Goose travel insurance quote for exact rates.

Before settling on Goose travel insurance, check out other travel insurance plans, coverages and prices using our free comparison tool below:

How to buy a travel insurance plan with Goose?

To buy a Goose travel insurance plan, you must download the app. You can download it right here using the QR code below. Goose lets you buy a policy within seconds on the app. You also get access to complete policy information, claims assistance, and 24*7 customer service through the Goose app.

QR code Goose travel app

How to file a travel insurance claim with Goose?

You can file a Goose travel insurance claim directly from your Goose app, through phone, and email. Here are the details:

  • Claims for Travel Medical, Trip Cancellation and Interruption, Top-ups, and Baggage are administered by TuGo.

How can I contact Goose travel insurance?

You can contact Goose through phone, email, mail, or even use the live chat available on the app. Here are the details:

Is Goose Travel insurance good?

If emergency medical coverage and the ease of policy handling are your top priorities, Goose Travel Insurance is a solid choice , offering comprehensive coverage with up to $10 million in emergency medical insurance and no age limits. However, know that trip cancellation is capped at $5,000, and baggage insurance requires an upgrade.

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Nishadh Mohammed is a seasoned news editor and financial writer, working with HelloSafe since May 2023. Nishadh has developed expertise in financial markets, insurance, and investment products, with a deep understanding of the Canadian financial landscape. He has honed his SEO skills and content marketing strategies while writing for Canadian publishing houses. Armed with a master's in Business Analytics and extensive journalistic experience, Nishadh uniquely combines data proficiency and thorough research to deliver comprehensive and accessible information.

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11 Best Travel Insurance Companies in August 2024

shop travel insurance for more peace of mind when booking vacations

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

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If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

If you don't have sufficient travel insurance coverage via your credit card , you can supplement your policies with third-party plans.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers.

Top credit cards with travel insurance

Methodology

Best travel insurance overall: berkshire hathaway travel protection.

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Berkshire Hathaway Travel Protection

  • ExactCare Value (basic) plan is among the least expensive we surveyed.
  • Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
  • Company may reimburse claimants faster than average, including possible same-day compensation.
  • Multiple "Trip Delay" coverage types might make claims confusing.
  • Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at nearly all plan levels. 

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

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Annual or single-trip policies are available.

  • Multiple types of insurance available.
  • All plans include access to a 24/7 assistance hotline.
  • More expensive than average.
  • CFAR upgrades are not available.
  • Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

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Travel Guard by AIG

  • Offers last-minute coverage.
  • Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
  • Plan available for business travelers.
  • Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
  • Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

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Travel Insured International

  • Higher-level plan include optional add-ons for event tickets and for electronic equipment
  • Rental car protection add-on for just $8 per day, even on lower-level plan.
  • Many of the customizations are only available on the higher-tier plan.
  • Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

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World Nomads

  • Travelers can extend coverage mid-trip.
  • The standard plan covers up to $300,000 in emergency evacuation costs.
  • Plans automatically cover 200+ adventurous activities.
  • No Cancel For Any Reason upgrades are available.
  • No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

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Travelex Insurance Services

  • Top-tier plan doesn’t break the bank and provides more customization opportunities.
  • Offers a plan specifically for domestic travel.
  • Sells a post-departure medical coverage plan.
  • Fewer customization opportunities on the Basic plan.
  • Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

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Seven Corners

  • Annual, medical-only and backpacker plans are available.
  • Cancel For Any Reason upgrade is available for the cheapest plan.
  • Cheapest plan also features a much less costly Interruption for Any Reason add-on.
  • Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

» Jump to the best cards with travel insurance

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

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  • Coverage available for adventure travelers.
  • Offers direct billing.
  • Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

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  • In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
  • Adventure sports-specific coverage is available.
  • Plans have overlap that can be hard to distinguish.
  • Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

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  • Covers up to $300 redepositing points and miles on eligible canceled award flights.
  • Optional add-on protection for business equipment or sports rentals.
  • Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

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HTH Travel Insurance

  • Covers travelers up to 95 years old.
  • Includes direct pay option so members can avoid having to pay up front for services.
  • A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
  • No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

goose travel insurance reviews reddit

goose travel insurance reviews reddit

Home » Digital Nomads » Why Goose Travel Insurance?

goose travel insurance reviews reddit

Why Goose Travel Insurance?

Let’s start today’s blog post with a little question:, do you think that your credit card covers your travel insurance.

For many people, the answer to this will be a confident “YES!” However, the truth is that this is not always the case. Even if a credit card does provide you with coverage, there could be a very small cap on how much you are able to claim, often not obviously disclosed and buried in the fine print.

I’ve recently discovered Goose Insurance , which has quickly become my preferred method of purchasing travel insurance, for a variety of reasons:

1). It’s so incredibly easy (and fast!) to use

Goose has the cutest app, which allows you to purchase travel insurance in just 60 seconds or under from your mobile device.

It’s completely free to download – find it on your Apple App Store or Google Play store.

It enables you to quickly and efficiently purchase travel insurance on the fly, wherever you have a mobile connection.

2). It’s very affordable

You can purchase travel insurance for as low as $4 per day – which is an extremely competitive rate.

goose travel insurance reviews reddit

3). You can purchase it even after you’ve departed on your vacation

Goose Insurance can be purchased up to 7 days after your vacation has started.

4). It comes jam-packed with a slew of cool features

Just a few of these features are:

  • hospital locators in every country in the world
  • Instant Chat with an Agent to ensure you always have help available
  • Geo-targeted reminders (the app will send you a reminder when it detects that you are near an international airport or US border)
  • In-app access to your policy that is intuitive and easy to read

5). Coverage amount is up to $10,000,000

Goose offers 24/7 coverage for up to $10 million dollars.

goose travel insurance reviews reddit

6). Referral Program

Goose’s referral program is awesome! Receive $10 in credits for you and any friends who sign up.

And my favorite feature : You can enable Smart Goose notifications to receive a reminder alert every time you near an airport or border, reminding you to purchase insurance before you travel!

Download your Goose app now

goose travel insurance reviews reddit

Disclaimer: This is a sponsored post and I received monetary compensation from the brand. However, all opinions are true, unbiased and 100% my own. I only endorse products and services that I absolutely believe in, trust, and would use myself.

goose travel insurance reviews reddit

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IMAGES

  1. Goose Travel Insurance Review 2024

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  2. Goose Travel Insurance Review 2024

    goose travel insurance reviews reddit

  3. Why Goose Travel Insurance?

    goose travel insurance reviews reddit

  4. Travel Insurance

    goose travel insurance reviews reddit

  5. Goose Travel Insurance

    goose travel insurance reviews reddit

  6. Novus Health partners with Goose Insurance to Offer Goose Members

    goose travel insurance reviews reddit

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COMMENTS

  1. Goose Travel Insurance Review 2024

    Goose makes buying travel insurance easy with its "self-serve solution" that lets travellers purchase a policy on its app in just a few minutes. With $10 million in medical coverage, no age ...

  2. Is trip cancellation/interruption insurance really necessary?

    So in such cases insurance is worth it. In my opinion, trip-cancellation insurance isn't required. If you fall ill or break a leg or something and have to cancel the trip, this will suck, but you can afford it. In fact it's probably going to save you some money since not all costs of travelling are prepaid.

  3. Has anyone used Goose Insurance for Thailand Pass?

    Immerse yourself in a universe of benefits within the American Express community. Unlock a constellation of exclusive rewards, preferential pricing, and unparalleled customer service, crafted to illuminate your life's aspirations.

  4. Is Goose Insurance good? : r/Insurance

    Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores     TOPICS. Internet Culture (Viral) Amazing ... I am looking for a good and reliable insurance company for my vehicle and travel and I came across Goose Insurance. According to their app, they offer travel insurance and they are going to ...

  5. Goose Insurance Services Reviews

    I purchased a medical policy for travel outside of the USA. Goose told me the policy was excellent as it covered up to 1 million in medical expenses and no deductible. I was taking a two week trip to Thailand. I had a great time till the last two days of my trip. I ended up in the ER with an obstructive kidney stone.

  6. Goose Travel Insurance Review 2024: Updated

    Our Goose Travel Insurance Review. Goose Travel Insurance is a convenient and comprehensive option for travellers seeking extensive coverage with minimal hassle. With up to $10 million in emergency medical coverage and no age limits, Goose is a solid choice. The ability to purchase a policy in less than a minute using the Goose app makes it ...

  7. Has anyone used or know anything about Goose travel insuranc

    Right now you should be sure it has covid coverage even with the current level 3 advisory. Personally I would go with a big name outfit.

  8. Goose travel insurance

    Toronto, Canada. 11,697 posts. 1. Re: Goose travel insurance. 4 years ago. Look at your airline you booked your trip with for medical insurance or your Cridet card company never heard of goose. Report inappropriate content. linda. Toronto, Canada.

  9. 11 Best Travel Insurance Companies in August 2024

    Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ...

  10. Summary of Goose's travel insurance policies for US residents

    Trip Protection (USA Plus Plan) This plan provides up to $250,000* of coverage for emergency medical expenses while traveling within the US (when you're more than 100 miles from your residence) and while traveling anywhere else in the world. Coverage limits vary depending on where you live (*coverage limit is $20,000 for residents of Missouri ...

  11. Should I get Travel Insurance? : r/travel

    Personally I never bother with Travel Insurance. For my style of travel I don't really care about late/cancelled flights, lost luggage, etc. And in any case if that stuff does happen my credit card has lots of coverage to take care of those hassles. 2.) Medical Insurance is another matter.

  12. Why Goose Travel Insurance?

    2). It's very affordable. You can purchase travel insurance for as low as $4 per day - which is an extremely competitive rate. 3). You can purchase it even after you've departed on your vacation. Goose Insurance can be purchased up to 7 days after your vacation has started. 4). It comes jam-packed with a slew of cool features.

  13. Goose Insurance Canada

    Goose Insurance Canada, Vancouver, British Columbia. 896 likes · 134 talking about this · 4 were here. Life is full of surprises, #GetGoose and cover your tail feathers. Download our app today and...

  14. 12 Best Travel Insurance Companies: Forbes-Rated 2024

    Best Travel Insurance Companies: Summary. Company & top-scoring policy name. Forbes Advisor rating. Emergency medical and medical evacuation coverage limits per person. Learn more. PrimeCover Luxe ...

  15. Goose Insurance

    Goose offers accessible and affordable insurance products at your fingertips! No complicated forms, no awkward conversations , no medical exams - simple straightforward coverage in minutes. And the best part is your coverage is with you on the Goose app no matter where you go. INTRODUCING.

  16. Travel Insurance

    When travelling outside of your home province or Canada, the cost of medical care can be terrifying. Get Goose travel medical coverage and travel worry free. Policies as low as $4 and coverage up to $10 million. No age limit, no medical exams or questionnaires, and worldwide coverage. Up to $10 million of worldwide travel medical insurance.

  17. Travel Insurance Recommendations for US Citizens? : r/travel

    In any case, when I buy travel insurance, it's primarily for emergency medical, and I use Allianz (usually the one that comes with Marriott). They have good medical coverage. My friend who has worked in insurance for decades uses Chubb. That said, the only time I've claimed against travel was with my credit card for damaged baggage.

  18. Aegis (formerly GoReady) Travel Insurance Review 2024

    The GoReady Choice plan is Aegis's highest-rated policy in Forbes Advisor's evaluation but was not one of our top picks for the best travel insurance. It offers $250,000 in emergency medical ...

  19. Business Profile for Goose Insurance Services Inc.

    Contact Information. 800 1281 W Georgia St. Vancouver, BC V6B 5N6. Visit Website. Email this Business. (888) 374-6673. Want a quote from this business? Get a Quote.

  20. Help! best price for international travel insurance??? Im age 26

    Im age 26. Insurance. Manulife and RBC are the ones I looked into so far, Manulife had a great price but they have a stupid age 30+ requirement, and RBC seemed a bit pricy to me, wondering if you guys can suggest me some other great companies. I'm travelling to Thailand for 21 days and I'm looking for an all-inclusive package for travel insurance.

  21. Travel Insurance

    Travel Insurance. Follow. Introducing Annual Multi-trip Travel Medical Insurance: Protecting Your Travels with Confidence. Does my travel insurance policy cover a rental car? What are the DETAILS of the Goose International Plan? Summary of Goose's travel insurance policies for US residents.

  22. Goosehead Insurance Review : r/Insurance

    I paid in full for the year, and suddenly a few weeks later they tried to charge me an extra $1,000+ dollars because we have a patio and a balcony. The patio is concrete and about 10x10. And the balcony is a about 6x6. And they also decided that fourth car garage made an increase of $1,000+ reasonable. We have a three car garage.

  23. Coverage Details

    Summary of Goose's travel insurance policies for US residents; What are the DETAILS of the USA Plus Plan? What coverage is available to me for travel within the US? COVID-19 Pandemic Policy. Does the COVID-19 policy cover me on a cruise? Easy Term Life Insurance. Final Expense Life Insurance; Renters Insurance (US)